Situated in the heart of Kentucky’s Bluegrass region, Lexington is the second-largest city in the state. It rightly...
As people get older, daily tasks can become more difficult. Assisted living facilities are one solution for independent seniors who need help in some areas, such as cleaning rooms and preparing meals. Figures published in the Genworth 2020 Cost of Care Survey show the typical monthly cost of assisted living in Lexington is $4,400. Although this is significantly more than the state average of $3,699, it’s only $100 above the national average of $4,300.
This guide covers assisted living costs in more detail and discusses some advantages and disadvantages of living in Lexington. It also lists some examples of resources suitable for people considering moving into an assisted living community.
105 Rodgers Park Dr, Cynthiana, KY 41031
To learn more about this provider’s license and review other available state reports, please visit: Kentucky Cabinet for Health and Family Services Health Care Facility Directories
Pricing not available
200 Hampton Ct, Cynthiana, KY 41031
Belmont Senior Apartments is nestled in a quiet, residential neighborhood in Cynthiana, KY, surrounded by mature trees and wide grassy areas. The rural environment provides the perfect setting where seniors can enjoy a relaxed retirement, with conveniences such as banks, pharmacies, restaurants and coffee shops just a short drive away. The community offers one-bedroom units for individuals and couples aged 55 and older. Experienced staff members are available to assist residents with any cares or concerns that arise. The facility is also staffed with workers to tend to the sidewalks, lawn and landscaping, as well as general maintenance and upkeep. With the facility's ranch-style design, all resident apartments are located on the ground floor, making it easy for seniors with mobility concerns to access their unit. Each apartment is outfitted with an individual air conditioning unit for resident comfort, and a small patio where seniors can enjoy the fresh air from the privacy of their own home. Shaded outdoor areas offer spots where seniors can get together and socialize with their neighbors, or sit and enjoy a good book overlooking the beautiful pastoral landscape.To learn more about this provider’s license and review other available state reports, please visit: Kentucky Cabinet for Health and Family Services Health Care Facility Directories
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Caring's Family Advisors are here to help you with questions about senior living and care options.
Although the monthly cost of assisted living in Lexington ($4,400) is above the state ($3,699) and national ($4,300) averages, it’s not the highest in Kentucky. Seniors in Louisville typically pay $4,557. Elizabethtown, where costs average $3,550, is more affordable. Huntington, West Virginia, is also less expensive at $3,775, while up in Cincinnati, Ohio assisted living costs in the region average $4,750.
Lexington
$4,400
Kentucky
$3,699
The United States
$4,300
Louisville
$4,557
Elizabethtown
$3,550
Cincinnati, OH
$4,750
Huntington, WV
$3,775
In Lexington, the monthly cost of assisted living is $4,400. When considering this type of care, it’s prudent to review the average costs of other locations to get a sense of what payments are likely to be. It’s also worth considering the costs of other types of care.
Assisted living communities in Lexington are recognized by the state of Kentucky as social models rather than health care agencies, thus no financing programs are offered for such facilities. However, seniors with disabilities may be eligible for Kentucky’s Hart-Supported Living Program or the Support for Community Living Waiver to fund for services provided by outside health care agencies while residing in assisted living communities.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Kentucky page.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.
Seniors who want to retain their independence at home can get home and home health care services in Lexington for $4,385. Despite assisted living also offering accommodation, its costs are only $15 more per month at $4,400. However, seniors who aren’t homebound can get the most affordable care in adult day centers for around $1,768. Nursing homes offer the most expensive type of care at $7,178 for a semiprivate room and $8,958 for a private room.
Home care
$4,385
Home health care
$4,385
Adult day health care
$1,768
Assisted Living
$4,400
Nursing Home (semiprivate room)
$7,178
Nursing Home (private room)
$8,958
Seniors and their families can access a wealth of resources in their search for the ideal assisted living facility. The following are some of the available resources in or near Lexington.
| Resource | Contact | Service |
|---|---|---|
| VA Aid and Attendance Benefits | (859) 212-2876 | The VA Aid and Attendance benefit is a monthly payment that U.S. military veterans can use to meet some of their residential care costs. Spouses of vets are also eligible for the monthly benefit. A range of criteria dictates the payment levels, with the maximum permissible being $1,881 for an individual vet, $1,209 for a surviving spouse and $2,230 for a couple. VeteranAid.org provides a useful tool on their website so vets can check if they qualify for the benefit. |
| Long-Term Care Ombudsman | (800) 372-2991 | The Long-Term Care Ombudsman is a program that manages more than 80 volunteers whose role involves making unannounced visits to senior living facilities to ensure the residents are properly cared for. Ombudsmen regularly speak with residents, inform them of their rights and investigate their complaints. The ombudsman also holds data about assisted living facilities, such as care violations, which families can request to help them make more informed decisions about the best facilities for their loved ones. |
| State Health Insurance Program (SHIP) | (866) 516-3051 | SHIP is a free service provided to Medicare beneficiaries and seniors who need help to enroll. The service’s counselors provide confidential one-on-one information and advice about all aspects of Medicare. They can help clarify confusing parts of plans to seniors who already have them, explain what’s covered and what’s not and help seniors choose the best plans to handle shortfalls. These may include private health care insurance. However, the counselors won’t try to sell insurance as they serve the seniors. |
| Lexington Senior Center | (859) 278-6072 | Lexington Senior Center provides a wealth of activities and programs to help seniors develop and maintain physical fitness and mental well-being. It’s open to Fayette County residents aged 60 and over to participate without assistance. Those who need help must be accompanied by an able-bodied adult. Educational activities include an aging support group and a history class. There are also various arts and crafts classes. |
Lexington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Kentucky are required to follow. Visit our Assisted Living in Kentucky page for more information about these laws.
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