Assisted Living Communities in Glasgow, Kentucky

Standard assisted living rates in Glasgow come in at $3,500 per month, which is $1,000 below the national norm but comparable to the state median of $3,448, as well as rates in nearby communities. For example, in Elizabethtown, rates run slightly lower than in Glasgow at $3,225, and in Owensboro, seniors pay $3,088. On the other hand, in Lexington, monthly fees exceed Glasgow’s norm at $4,568.

 

Assisted living communities in Glasgow charge a typical monthly rate of $3,500 for housing and personal care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Kentucky page.

In Glasgow, assisted living facilities charge approximately $3,500 per month, offering savings over most other alternative care options. For example, agencies that provide nonmedical personal care and companionship in clients’ homes charge higher rates of $4,811 for in-home care, as well as home health care, which includes skilled nursing services. Nursing home care, which is for seniors who need intensive medical and custodial services, costs $4,925 more than assisted living. Alternatively, seniors may save money by choosing adult day health care services, a nonresidential option that includes recreation, personal care and limited skilled nursing in a community environment.

The Kentucky Department for Aging and Independent Living certifies all assisted living facilities in Glasgow and the rest of the state annually. This department conducts routine inspections and investigates complaints to ensure a consistent standard of care across all facilities, and it requires compliance with rules related to housing, meal service, care planning and staffing.

 

• Assisted living residents in Glasgow have access to resources such as AARP Kentucky, which serves older adults through community events and classes, driving courses and tax preparation services. This nonprofit organization publishes reliable information related to money management and paying for long-term care, helping prospective assisted living residents navigate the system.

 

• The AARP Livability Index gives Glasgow a livability score of 48, which equals the average U.S. city score. The regional air quality aligns with national norms, with residents experiencing 3.9 days annually with unhealthy air quality, and the city doesn’t report problems related to the quality of drinking water. While the city doesn’t have public transportation service, its walkability score exceeds the national average at 7.6, indicating a higher number of destinations seniors can walk to.

 

• Per 1,000 residents, Glasgow experiences 20.48 crimes annually, most of which are nonviolent. Although this runs higher than 80% of U.S. communities and 90% of cities in Kentucky, it falls near the average for communities with comparable population sizes. The Austin/Lucas neighborhood, which sits on the city’s south side, ranks as its safest community, followed by the Eighty Eight and Bristletown/Haywood neighborhoods.

 

• Kentucky’s income tax laws favor retirees, making Glasgow a budget-friendly option for seniors who draw income from multiple sources. The state has a flat tax rate of 4.5%, but it completely exempts Social Security benefits from taxes and has a maximum $31,110 deduction to reduce what seniors owe on other types of income.

 

• Overall, residing in Glasgow costs about 2.5% more than living in a typical U.S. city. However, residents spend about 30% less on housing, 28% less on food and 10% less on utilities, reducing the cost of assisted living services and maximizing affordability for those with fixed incomes. Additionally, seniors managing chronic health conditions benefit from low health care costs, which run 27% lower than the national norm.

 

• Glasgow houses the T.J. Samson Community Hospital, an award-winning medical facility that specializes in cancer care, radiology and orthopedics. To promote access to care, the hospital offers telemedicine services.