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Meadows of Shell Rock
528 N. Kelly St., Shell Rock, IA 50670
"To learn more about this provider’s license and review other available state reports, please visit: Iowa Department of Inspections and Appea..."
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Assisted Living Communities in Waterloo, Iowa
Serving as a principal city of the Waterloo-Cedar Falls Metropolitan Area, Waterloo sits along both sides of the Cedar River in the northeastern region of Iowa. Assisted living communities in this area charge a typical monthly fee of around $4,163 in 2024, providing substantial savings over Iowa’s median of $5,200 and the national norm of $5,350. In total, the region has 21 assisted living communities for seniors to choose from, including 4 within Waterloo.
In our directory, we provide insight into local assisted living facilities through 57 reviews reviews, which indicate a satisfaction score of 4.1 out of 5 stars stars.
Directory of Assisted Living in Waterloo, IA
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The Cost of Assisted Living in Waterloo, IA and Nearby Cities
Based on fees in the 2024 Genworth Cost of Care Survey, Waterloo’s seniors anticipate spending around $4,163 per month on assisted living. This rate brings over $1,000 in savings over the state median and runs about $1,200 below the national baseline, and it trends lower than rates in nearby cities. For example, seniors in Ames pay higher fees of around $5,950, and in Des Moines, costs hover near $6,713.
Waterloo
$4,163
Iowa
$5,200
The United States
$5,350
Ames
$5,950
Des Moines
$6,713
Cedar Rapids
$4,770
Iowa City
$4,876
Paying for Assisted Living in Waterloo, IA
Financial Assistance for Assisted Living in Waterloo
Seniors in the Waterloo area can have the cost of their assisted living accommodation subsidized by the Medicaid program. Medicaid waivers are also available for individuals who require long-term care that they are unable to pay for themselves.Â
Learn more about these programs, plus who’s eligible, on our Assisted Living in Iowa page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Iowa page.
The Cost of Other Types of Senior Living in Waterloo, IA
Assisted living costs in Waterloo come in close to $4,163 per month. By comparison, other surveyed senior care solutions in this city cost thousands of dollars more. For example, home health care agencies charge around $6,673, and nursing home residents pay approximately $7,665 for semi-private accommodations.
Home Health Care
$1,452
Assisted Living Facility
$4,163
Nursing Home Facility (semiprivate room)
$7,665
Free Assisted Living Resources in Waterloo
Waterloo seniors have access to several free resources to help them find assisted living facilities or improve their living situation within an existing community. These resources range from government agencies that address facility complaints to nonprofit organizations that offer companionship. Â
| Resource | Contact | Service |
|---|---|---|
| AmeriCorps Seniors Program | (319) 296-4274 | This senior program in Waterloo provides volunteering opportunities for older adults as well as companionship for isolated residents in assisted living programs. Volunteers help seniors in need with everything from local transportation and meal preparation to simple companionship. These services are designed to supplement the support seniors already receive in their existing ALP. To qualify for the program, seniors must earn 200% or less of the federal poverty line and pass state and federal background checks. |
| Northeast Iowa Area Agency on Aging (NEI3A) | (800) 779-8707 | The Area Agency on Aging that serves Waterloo and other cities in Northeast Iowa offers a wealth of services that enhance the lives of seniors living in assisted living programs. These include case management, local transportation, health and fitness programs and dementia services. The State Health Insurance Assistance Program (SHIP) helps families locate benefits and insurance to pay for long-term care. NEI3A also advocates for the rights of older adults living in assisted living communities. |
| Long-Term Care Ombudsman | (866) 236-1430 | Representatives from Iowa's Long-Term Care Ombudsman office are responsible for protecting the rights and interests of seniors residing in assisted living programs throughout Waterloo and the state. Anyone who witnesses or suspects abuse, neglect or other harmful issues at a facility can contact the ombudsman office for help. The program can also give seniors and families important information about their rights. |
| Commission of Veterans Affairs | (319) 291-2512 | Waterloo residents eligible for VA benefits can contact the Commission of Veteran Affairs to apply for a program or resolve issues with their payments. The VA pension can help pay for assisted living, and Aid & Attendance benefits are available to low-income veterans who need additional funds for services they can't afford. The Commission of Veterans Affairs serves veterans and their surviving spouses in Waterloo and the rest of Black Hawk County. |
Assisted Living Laws and Regulations in Waterloo
Waterloo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Iowa are required to follow. Visit our Assisted Living in Iowa page for more information about these laws.
Reviews of Communities Nearby
Assisted Living
Reviewer#RD0723w
3.0
Review of Friendship Village - Lakeview Lodge
I was not impressed with Friendship Village - Lakeview Lodge. They're very basic. The rooms were smaller than a studio apartment. It was more like a hospital set-up. You couldn't bring much of your...
Assisted Living
Matt
5.0
Review of The Rose of Waterloo
My father has moved into The Rose of Waterloo last week. There is a monthly charge for that and then you get five emergency calls included with that monthly charge. They always wear the emergency...
Assisted Living
Maggie15
4.0
Review of Friendship Village - Lakeview Lodge
I also went to Lakeview Lodge, and it had a lot of different things to offer. It has an aquarium, a theatre, and an ice cream parlor. The staff were very nice, too.
