Assisted Living Communities in Chicago Heights, Illinois

Assisted living rates in Chicago Heights exceed the standard $4,488 charge across the state, as well as the U.S. median rate of $4,500. Fortunately, local seniors can expect lower prices than in other major cities of Illinois. Champaign comes in with a slightly higher cost, about $127 more, while Chicago residents pay an even more expensive baseline rate of $4,825 per month. Cost differences widen further in Springfield and Rockford, where assisted living communities typically charge $487 and $627 more than in Chicago Heights, respectively.

 

In Chicago Heights, estimated median expenses for assisted living hover around $4,623 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Assisted living, a cost-effective solution at $4,623 per month, offers support with daily activities and a range of amenities, allowing seniors to maintain their independence while receiving the care they need. For individuals who would rather stay in their own homes, in-home care and home health care cost approximately $525 more. While both provide assistance with basic tasks, the latter also includes some medical services. Nursing homes typically offer 24/7 supervision by licensed professionals, making them a suitable option for seniors with complex medical needs. This advanced level of care, however, results in a high median monthly price, approximately $7,133 for a semi-private room.

Residential care providers in Chicago Heights go through a strict licensing process with the Illinois Department of Public Health, and more specifically, its Division of Assisted Living. The agency ensures that communities adhere to state health and safety codes. It also conducts frequent inspections, both announced and unannounced, and tracks complaints filed by residents or their families.

 

• Illinois has one of the highest median property tax rates in the country, around 2.23%. Fortunately, those who meet age and income criteria can qualify for postponements and homestead exemptions, potentially reducing this tax burden. In addition, the state does not collect taxes on income from pensions, retirement plans or Social Security benefits.

 

• Cook County, home to Chicago Heights, ranks among the top half of the state’s healthiest counties, based on factors such as air pollution levels, access to exercise opportunities and general quality of life. The area has 522.3 physicians per 100,000 residents, significantly higher than the Illinois ratio of 378.3.

 

• On a cost-of-living index, the city scores 5.7 points above the national average, indicating higher monthly expenses. This index uses a score of 100 to represent the U.S. norm. Compared to state figures, Chicago Heights also has a higher overall cost of living, but housing and health care costs specifically fall below average.

 

• Chicago Heights’ score of 48 on the AARP’s Livability Index matches the U.S. average. The city’s excellent performance in the neighborhood and transportation categories highlights its walkability and proximity to parks and other amenities, which contribute to improving the quality of life for seniors in assisted living communities.

 

• Within 10 miles of downtown Chicago Heights, Franciscan Health Olympia Fields provides primary and emergency care, as well as oncology and surgical services. Advocate South Suburban Hospital also offers a broad range of specialties covering most needs of local seniors, including orthopedics, cardiology and women’s health.

 

• The area experiences significant seasonal temperature variations. July, the warmest month, has an average high of 84 degrees Fahrenheit, a stark contrast to the freezing lows that dominate winter. Most assisted living residences include heating and air conditioning in their costs, ensuring seniors remain comfortable all year round.

 

• Chicago Heights records 26.9 property crimes per 1,000 residents annually, and seniors face a 1-in-53 chance of experiencing violent offenses. Both types of crime occur more frequently in this city than in most of Illinois. Residential communities typically offer features such as controlled access and 24/7 monitoring, enhancing senior safety.