Assisted Living Communities in Hinsdale, Illinois

In Hinsdale, assisted living facilities charge around $6,500 per month, according to the 2024 Genworth Cost of Care Survey. This rate exceeds the Illinois median of $5,225 and surpasses typical costs in nearby cities. By comparison, rates run lower in Rockford and Bloomington, where seniors pay about $5,250 and $4,800, respectively. However, fees in Kankakee run higher at around $7,683.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Assisted living residents in the Hinsdale region spend around $6,500 per month on assisted living. This rate exceeds adult day health care fees of roughly $2,123, and it runs about $800 above the cost of in-home care. However, it aligns closely with home health care fees of around $6,578 and compares favorably to nursing home fees of approximately $8,669.

Assisted living facilities in Hinsdale, as well as the rest of the state, are regulated by the Illinois Department of Public Health. This department has an initial and annual licensing process to ensure compliance with regulations regarding minimum and maximum residency requirements, disaster preparedness, staff qualifications and resident care.   

• Seniors in Hinsdale don’t pay state income taxes on most forms of retirement income, including Social Security benefits, government and private pension income and money from retirement savings accounts, which may help them afford local assisted living expenses. 
• Hinsdale offers high access to affordable health care, which may benefit those managing ongoing health conditions. Doctor’s office visits, dental care and inpatient hospital stays cost about 2% less here than in the average U.S. city, and there are about 400 doctors per 100,000 people versus the national rate of 210. AMITA Health Adventist Medical Center Hinsdale is located in the heart of Hinsdale and is a nationally recognized teaching hospital.  
• Hinsdale has three Metra commuter train depots, including West Hinsdale, Hinsdale and Highlands, providing convenient access to medical facilities and cultural amenities in Chicago and the surrounding communities. The Regional Transportation Authority operates bus services throughout the region and has programs to help older adults use the public transportation system. Metra and RTA have discounted fare programs for military personnel, older adults and Medicare cardholders. 
• Hinsdale is among the costliest cities in Illinois to live in, with an overall cost of living that’s more than double the state and national averages. This is primarily driven by high housing costs, which seniors can avoid by living in a residential care community.  
• Crime is very unusual in Hinsdale, which may make the community a good option for those who want to live in the Chicago area. In 2019, the violent crime rate was 28 incidents per 100,000 people, a fraction of the state rate of 407. Property crime is more prevalent but still occurs at a much lower rate than in the state and nation as a whole. Hinsdale is a safe option compared to similarly sized and nearby cities.  
• As is typical of the northeastern region of Illinois, Hinsdale has a relatively cool climate. Year-round temperatures range from 16 to 84 degrees, which is cooler than most Illinois cities. To help prevent boredom during the winter months, assisted living facilities organize holiday events and indoor social and recreational activities.