Assisted Living Communities in Belvidere, Illinois

The 2024 Genworth Cost of Care Survey reports assisted living costs in Belvidere at around $5,250 per month, aligning closely with the Illinois median of $5,225 and offering savings over the national norm of $5,350. This monthly fee compares favorably to rates in Chicago and Kankakee, where seniors pay around $6,500 and $7,683 per month, respectively.

In Belvidere, assisted living communities charge around $5,250 per month for services.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Assisted living residents in Belvidere pay around $5,250 per month for care. This amount offers substantial savings over the cost of nursing home care, which provides 24-hour medical supervision and skilled nursing services in semi-private accommodations for approximately $7,270. However, seniors who arrange private in-home care pay lower rates of about $4,004.

The Illinois Department of Health licenses all assisted living communities in Belvidere and the rest of the state through its Division of Assisted Living. This division oversees the operation of all facilities and requires them to submit to rules related to housing standards, staffing and service planning. It also conducts site inspections and investigates complaints from staff and residents.

• Although Belvidere doesn’t have its own hospital, its proximity to Rockford gives local assisted living residents access to several major medical facilities, including OSF Saint Anthony Medical Center, Javon Bea Hospital – Rockton and UW Health SwedishAmerican Hospital. These facilities provide primary, specialty and emergency care, along with community initiatives, such as classes and support groups. To promote access to medical care, many assisted living facilities provide regularly scheduled transportation to local hospitals and clinics.
• Belvidere’s Boone County fares better than the typical county in the state and nation for health outcomes, featuring an average life expectancy of 79.2 years compared to 77.6 nationally and 78 in Illinois. The county underperforms state norms but aligns with national trends for health factors due to its 45% flu vaccination rate among seniors and its limited number of primary care physicians. To minimize the impact of limited access to health resources, many assisted living facilities have on-site wellness centers and staff nurses who administer routine oversight and care.
• The cost of living in Belvidere trends about 16% below the national average and 10% below the state norm, making this city a financially viable destination for prospective assisted living residents with budgetary considerations. In general, residents pay less for groceries, housing and transportation here than in a typical U.S. city. Additionally, qualifying seniors may pay for assisted living through the state-funded Supportive Living Program, which covers some residential care costs.  
• In Illinois, seniors don’t pay state income taxes on the majority of their retirement income, including Social Security benefits, pension income and withdrawals from retirement savings accounts, helping many seniors afford local assisted living expenses in Belvidere.
• Belvidere’s crime rate runs lower than 44% of U.S. communities and compares favorably to rates in most cities with comparable population sizes. In a typical year, the city reports approximately 1.79 violent crimes per 1,000 people and 9.18 property-related infractions for a total crime rate of 10.97. Both types of crime occur considerably less often here than in a typical U.S. community, providing peace of mind to prospective assisted living residents.