Assisted Living Communities in Palm Beach Gardens, Florida

Palm Beach Gardens is an affordable option for seniors living on the Treasure Coast, especially compared to cities such as Miami and Naples, where assisted living costs an average of $4,385 and $5,300 per month, respectively. That being said, there are slightly more affordable options in the area, including Sebring, where these services cost $3,436 per month, and Sebastian, where the monthly average is $3,350.

As reported by the Genworth 2021 Cost of Care Survey, seniors in Palm Beach Gardens typically pay $3,763 per month for assisted living care. Not only is this lower than the statewide median of $4,000, but it’s also more than $700 less than the U.S. national average.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Care options suit different needs, preferences and budgets. The most affordable option is adult day health care at $1,517 per month. In-home care at $4,671 and home health care services at $4,767 per month are around $1,000 more expensive per month than assisted living but a good option for seniors looking to age in place at home. Seniors receive the greatest level of care and supervision at a nursing home facility, where the monthly cost is $8,164 for a semiprivate room.

Florida’s Agency for Health Care Administration, Bureau of Health Facility Regulation, is responsible for the licensing and regulation of all long-term care facilities across the state, including assisted living communities. Each facility must undergo an inspection prior to licensure and an additional inspection every two years when applying for re-licensure.

• There’s plenty for seniors of diverse interests to enjoy in Palm Beach Gardens. Home to the headquarters of the PGA, the region has numerous golf courses, and its proximity to beaches offers a variety of opportunities for active seniors to engage in outdoor recreation. Seniors may also enjoy an afternoon wandering through the city’s downtown pedestrian-only, open-air shopping district.
• Seniors can get around the city using the region’s Palm Tran public transportation system. Both fixed-route and paratransit services are available, and seniors aged 65 and older are eligible for reduced fares.
• Living in Palm Beach Gardens can be expensive. The overall cost of living index score is 125.4, which is 22% higher than the Florida state median and more than 25% higher than the U.S. national average. Seniors can expect their greatest expenses to be in the areas of housing, transportation and groceries.
• Luckily for seniors, the state’s tax-friendly policies may help offset the city’s high cost of living. Florida seniors aren’t subject to state sales or inheritance tax, and income from all types of retirement accounts, including Social Security benefits, pensions, IRAs and 401(k)s, is tax-free.
• Like many cities in Florida, Palm Beach Gardens is great for seniors looking to escape the snow and ice of northern climates. Winters are warm and sunny, with temperatures keeping above 55 degrees. However, summers can get extremely hot, and the area is prone to intense weather during hurricane season.
• Violent crime rates in Palm Beach Gardens are low, which may offer seniors and their families peace of mind. Measured on a scale of 1 to 100, the city scores just 9.9 for violent crime, compared to the U.S. average of 22.7. Property crime rates are a little higher, though most facilities are equipped with security features such as 24-hour video surveillance.
• In the event of an emergency, seniors have access to medical care at Palm Beach Gardens Medical Center. The hospital’s specialized services include a Heart and Vascular Institute, orthopedics and joint replacement, a Certified Primary Stroke Center and rehabilitation.