Assisted Living Communities in Deerfield Beach, Florida

The average rate for assisted living in Deerfield Beach is $385 higher than that of Florida but below the U.S. norm of $4,500. Costs in nearby cities are significantly different. In Naples, residents can expect to pay approximately 21% more. Care costs in Cape Coral are lower, although not by much, at just $51 less than the amount paid by those in Deerfield Beach. Farther away, communities in Tallahassee charge more, around $4,650, whereas in Jacksonville — the state’s largest city — monthly fees are slightly higher, at $4,660.

In Deerfield Beach, assisted living communities accept several forms of payment for housing and services, including a mix of public and private options. This helps older adults pay for services based on their access to financial resources and public benefits.

• Medicaid: The Statewide Medicaid Managed Care Long-Term Care Program pays for assisted living services for seniors who meet income and functional criteria. Although this program doesn’t pay for room and board, seniors can use this coverage toward meal services, transportation, medical supplies and personal care services.
• Medicare: The federal health insurance program for seniors doesn’t pay for standard assisted living services, which aren’t considered medically necessary. However, it pays for third-party skilled nursing services seniors may receive in residential care communities, reducing their overall monthly expense.
• VA Benefits: Qualified veterans in Deerfield Beach may receive coverage for some assisted living services, including personal care, meals and transportation, through the VA’s Aid and Attendance and Geriatrics and Extended Care programs. According to our proprietary Caring.com database, over 60 assisted living facilities in the region accept veterans benefits.
• Private Payments: Assisted living facilities accept cash payments for all types of expenses, including housing, personal care and recreation. These payments come from seniors’ retirement income, withdrawals from savings accounts, long-term care insurance and proceeds from home sales.

In Deerfield Beach, rate variations among different types of care are often substantial. Assisted living provides a cost-effective retirement option, with seniors typically spending around $4,385 per month. Opting for in-home care or home health care, which offer similar services but within the individual’s own home, comes at similar price tags of $4,195 and $4,385, respectively, while those seeking a more affordable alternative may consider adult day health care for approximately $1,517. For seniors who need comprehensive medical supervision and skilled services, a semi private room in a nursing home facility costs more, at an average of $9,019 per month.

• Deerfield Beach experiences hot, humid summers with average daily temperatures near 90 degrees Fahrenheit. However, the weather is pleasant throughout the rest of the year, promoting an active lifestyle for retirees.
• Annually, Deerfield Beach reports around 1,620 crimes. This represents around two violent offenses and 16 nonviolent infractions per 1,000 people, making it safer than 24% of U.S. communities. Most crime occurs in the city’s central neighborhoods, so prospective assisted living residents may want to consider facilities in and around the Coquina Lakes, Lakeview and Barwal neighborhoods.
• Florida’s lack of state income tax, as well as its sales tax exemptions for medicine and groceries, make it one of the most retiree-friendly states in the nation.
• Living costs in Deerfield Beach surge around 16% above the national norm. While this affects access to affordable assisted living, the state’s Medicaid coverage provides financial assistance to residents who qualify.
• Deerfield Beach falls in the top half of U.S. communities for favorability for seniors, scoring 52 points on the AARP Livability Index compared to the national average city score of 48 points. Several factors positively affect the city’s score, including the large number of homes with zero-step entry, high access to subsidized housing and the availability of ADA-accessible public transportation vehicles and stations.