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The 10 Best Home Care Agencies for Seniors in Richmond, VA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Richmond, VA, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 56 options below.
Home Care Services in Richmond, Virginia
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Paying for Home Care in Richmond, VA
The Cost of Home Care in Richmond, VA
Richmond's median home care cost of $6,483 aligns with the state's fee, according to the 2024 Genworth Cost of Care Survey. This rate sits above the national expense of $5,720 but rests in the middle when contrasting other cities. Virginia Beach offers the lowest cost at $4,481, and Lynchburg is the most expensive city at $7,436.
Richmond
$6,483
Virginia
$6,483
United States
$5,720
Charlottesville
$6,673
Virginia Beach
$4,481
Lynchburg
$7,436
Roanoke
$5,434
The Cost of Home Care vs. Other Senior Care Options in Richmond, VA
Although home health care involves skilled medical services, its median cost of $5,339 falls below that of nonmedical home care in Richmond at $6,483. Assisted living prices fall in between the two at $5,701, while a semi-private nursing home room is the most expensive at $9,581.
Home Care
$6,483
Home Health Care
$5,339
Assisted Living Facility
$5,701
Nursing Home Care (semi-private room)
$9,581
Financial Assistance for Home Care in Richmond, VA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Richmond, VA
Seniors in Richmond who need an extra hand throughout the day may be able to find the services they need through community-based programs and state agencies. The following table includes resources such as the Area Agency on Aging, the local senior center and the veterans’ service office, which may help older adults find the care they need in the community.
| Resource | Contact | Service |
|---|---|---|
| Linwood Robinson Senior Center | (804) 646-3115 | The Linwood Robinson Senior Center is a nonprofit organization that provides social support and recreational activities to those aged 60 and over. Members participate in a range of activities, including walking and bowling programs, table games and holiday-themed events. It also provides nutrition and wellness services, including blood pressure screenings. |
| Senior Connections | (804) 343-3000 | Senior Connections is the Area Agency on Aging for the Richmond region. It provides a range of services for seniors who live alone, including home-delivered and congregate meals, respite services, transportation, money management and caregiver training and assistance. It also provides information and referrals for community-based services. |
| Meals on Wheels | (804) 521-2500 | Meals on Wheels supports seniors’ independence at home by providing home-delivered meals to those who qualify. Meals are freshly made in the agency’s community kitchen, and diet-specific meals are available. A nominal fee for meals applies, but no one is turned away due to an inability to pay. |
| Richmond Vet Center | (877) 927-8387 | The Richmond Vet Center is a VA-run facility where older veterans can get one-on-one benefits counseling and assistance, which may help them obtain financial assistance for home care. The center can also determine eligibility for VA medical care and provide referrals for community-based services. |
| CAPUP | (804) 788-0050 | CAPUP is the Community Action Partnership for the Richmond region. This nonprofit organization administers the Emergency Food Assistance Programs for low-income households. It offers free income tax filing assistance and operates a senior center where visitors can participate in arts and crafts classes, enjoy congregate meals and obtain health screenings. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Anonymous_1732183646
5.0
Review of Visiting Angels - Richmond
They did everything that I asked them to do and were very agreeable to anything that I wanted them to do. I thought they did a good job.
Home Care
Kathleen S_26
5.0
Review of Visiting Angels - Richmond
They do things that I don't have time to take care of. I know that I have someone who is qualified, and they help out with things.
Home Care
Anonymous_4651
4.0
Review of BrightStar Care Richmond
They could be more reliable. There have been a few bumps here and there. They could hire more qualified aides who can take care of handicapped clients.