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The 10 Best Home Care Agencies for Seniors in Henrico, VA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Henrico, VA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 41 options below.
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Paying for Home Care in Henrico, VA
The Cost of Home Care in Henrico, VA
Home care costs for the Henrico area are slightly higher than the state and national averages. The average cost for home care in Virginia is $4,767, while the national average is $190 higher. Lower fees are found in eastern parts of Virginia. Roanoke and Lynchburg have average costs just below $4,200 per month. Prices in Charlottesville are more than $1,100 higher at $6,292.
Henrico
$5,148
Virginia
$4,767
The United States
$4,957
Lynchburg
$4,185
Roanoke
$4,195
Charlottesville
$6,292
The Cost of Home Care vs. Other Senior Care Options in Henrico, VA
Home health care costs $250 more per month when compared to assisted living. However, in-home care costs approximately $3,500 less than the average skilled nursing facility. Home care rates vary slightly depending on whether the agency offers nonmedical chore assistance or skilled medical care and physical therapy. Another option available to seniors is adult day health care, which costs $3,400 less but requires daily travel to the provider.
Home Care
$5,148
Home Health Aide
$5,243
Adult Day Care
$1,712
Assisted Living
$4,901
Nursing Home Facility (semiprivate room)
$8,654
Note: Data for Henrico was unavailable, so data for the nearest city, Richmond, was used instead.
Financial Assistance for Home Care in Henrico, VA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Henrico Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Henrico:
| Resource | Contact | Address | Service |
|---|---|---|---|
| EngAGE in Henrico | (804) 501-4628 | 4301 East Parham Road, Henrico, VA 23228 | As part of the Henrico County Advocate for the Aging, TEngAGE in Henrico provides information and resources for seniors and their caregivers, including respite services. Programs that the agency can assist with include Adult Protective Services, real estate placement, tax exemptions for seniors aging in place and home rehabilitation and remodeling services. For those who may be eligible for state benefits, EngAGE Henrico has case managers available to help seniors navigate the application process. |
| Homeowner Rehabilitation and Repair Assistance | (804) 501-4757 | 4062 Crockett Street, Henrico, VA 23228 | Henrico County offers an income-based home repair assistance program with applications open to all those who qualify based on the income requirements. The Emergency and Minor Housing Repair Program will repair or replace interior or exterior damage to the home that places the occupant’s immediate danger. The Moderate Rehabilitation Housing Rehabilitation Program works with the homeowner’s needs to make the home more livable, including modifications for handicaps or to allow aging seniors to retain independence while protecting their limited range of movement. Both of these programs are completed under the supervision of licensed contractors and all repairs are done in accordance with Henrico County building codes. |
| Energy Assistance Program | (800) 552-3431 | 801 E. Main Street, Richmond, VA 23219 | EAP is administered through the Virginia Department of Social Services. It’s a four-part program, with income-based requirements to provide emergency assistance in turning on and paying for heating, cooling, weatherization assistance and crisis assistance for heating emergencies. It’s open to low-income households to help offset the costs of heating and cooling their homes (although this program doesn’t directly cover all utility costs. |
| Feed More | (804) 521-2500 | 1415 Rhoadmiller Street, Richmond, Virginia 23220 | Feed More is a community food pantry, which functions mostly through donations and volunteer efforts. It is open to all who meet the income requirements, as well as assistance in locating other resources for food, such as Meals on Wheels. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Reviews of Care Providers Nearby
Home Care
chickenmommy0212
5.0
Review of Reliable Homecare, LLC
We had 24 hours care in my mother's home for 3 days the nurses were very nice.the owner manager was great very helpful and kind. The do health care and light house keeping.