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The 10 Best Home Care Agencies for Seniors in Desoto, TX for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Desoto, TX, residents and their loved ones rate In Home Care agencies across the 59 options below.

Home Care Services in Desoto, Texas

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On this page:

  • Home Care Services in Desoto, Texas
  • Paying for Home Care in Desoto, TX
  • Financial Assistance for Home Care in Desoto, TX
  • Desoto Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care
  • Frequently Asked Questions

Paying for Home Care in Desoto, TX

The Cost of Home Care in Desoto, TX

Seniors in DeSoto pay approximately $4,862 per month for full-time in-home care, according to data in the Genworth 2021 Cost of Care Survey. While this is several hundred dollars over the Texas norm of $4,576, it’s about $100 below the national median. Seniors in surrounding cities typically pay more affordable rates, including Sherman, where care costs come in at $4,767, and Waco, where seniors pay $4,668 for nonmedical care. In Abilene, rates are $330 less than in DeSoto, and seniors in Tyler pay just $4,376 for services.

Desoto

$4,862

Texas

$4,576

The United States

$4,957

Sherman

$4,767

Tyler

$4,376

Waco

$4,668

Abilene

$4,528

The Cost of Home Care vs. Other Senior Care Options in Desoto, TX

In DeSoto, home care agencies charge $4,862 per month for full-time nonmedical care. Home health care agencies, which provide specialized skilled nursing services along with personal care, charge the same monthly rate. While home care is more affordable than nursing home placement, which costs $5,627 monthly, other local options may provide significant savings. Assisted living, which features personal care, daily meals and recreational activities in a community residential setting, costs $4,195 per month, and those who choose adult day health care instead of home care may see a monthly savings of $3,345.

Home Care

$4,862

Home Health Care

$4,862

Adult Day Care

$1,517

Assisted Living

$4,195

Nursing Home Care (semiprivate room)

$5,627

Note: Data for DeSoto was unavailable, so data for the nearest city, Dallas, was used instead.

 

Financial Assistance for Home Care in Desoto, TX

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

 

Desoto Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Desoto:

ResourceContactAddressService
Desoto Senior Center(972) 230-5826204 Lion St., Desoto, TX 75115At the Desoto Senior Center, the city’s older adults can socialize over congregate meals and during activities and work on their fitness goals using the senior-friendly exercise equipment. For residents living within city limits, the Desoto Senior Center can provide them with transportation from their home to their center, as well as to banks, pharmacies and grocery stores from the senior center. 
Texas Weatherization Assistance Program(512) 475-3800221 East 11th St., Austin, TX 78701Through the Texas Weatherization Assistance Program, Desoto residents can lower their heating and cooling bills by increasing their homes’ energy efficiency. Common upgrades and maintenance include replacing light bulbs, installing weather stripping and repairing or replacing windows. Workers can also install insulation in floors, walls and ceilings and repair inefficient heating and cooling systems. 
Texas Comprehensive Energy Assistance Program(512) 475-3800221 East 11th St., Austin, TX 78701Participants in the Texas Comprehensive Energy Assistance Program can receive assistance with paying utilities and repairing or replacing heating and cooling systems. Applicants must provide proof of income and energy bills, and priority is given to low-income households where at least one resident is elderly. 
Emergency Window Air Conditioner Program(214) 819-18481111 W Ledbetter Dr #400, Dallas, TX 75224The Dallas County Health and Human Services Department manages the Emergency Window Air Conditioner Program, designed to ensure that Texans, regardless of income, can afford to keep their homes comfortable and safely cooled during the warmer months. Homes where at least one air conditioner is functional do not qualify. 
Dallas Area Agency on Aging(214) 871-50651341 W Mockingbird Ln., Ste. 1000W, Dallas, TX 75247The Dallas Area Agency on Aging administers numerous programs designed to help seniors live independently at home. The transportation program helps seniors travel to grocery stores and medical appointments, while the family caregiver support program can make it easier for family members to care for their loved ones with services such as respite care, minor home repair and assistance with chores. Medicare benefits counseling and care coordination are some of the Dallas A.A.A.’s other programs. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

In Home Care near Desoto, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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