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The 10 Best Home Care Agencies for Seniors in Allen, TX for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Allen, TX, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 98 options below.
Home Care Services in Allen, Texas
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" We provide caregiver who care for client in the home. All caregiver are trained every month and supervisory visit is be done my a registe..."
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"AMBAZONE HOME HEALTH provides non-medical home health aide and companion care services to seniors, elderly, mentally challenged and physical..."
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" Nicon Heath Care Services,INC.Provides (HHSC) Services in areas of PHC/FC/PAS."
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"Family owned and operated home care agency dedicated proudly providing non-medical home care services to individuals with disabilities, inju..."
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"We assist our client with the activities of daily living both at home and in healthcare facilities."
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"When it comes to in-home senior care and other services designed to help seniors age gracefully, A Place At Home is there to provide you wit..."
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Paying for Home Care in Allen, TX
The Cost of Home Care in Allen
Based on information in the 2024 Genworth Cost of Care Survey, seniors in Allen pay around $2,860 per month for full-time home care services. This area offers significant savings over the respective state and national medians of $4,290 and $5,720. Local rates also trend well below fees in nearby cities. For example, in Laredo, agencies charge around $5,243; in San Antonio, seniors pay approximately $4,767.
Allen
$2,860
Texas
$4,290
United States
$5,720
Brownsville
$3,623
Laredo
$5,243
San Antonio
$4,767
Houston
$4,671
The Cost of Home Care vs. Other Senior Care Options in Allen
With rates at around $2,860 per month, home care ranks as the most cost-effective senior care solution in Allen. By comparison, home health care, which includes light medical support, costs about $1,335 more. Nursing homes charge even higher rates, approximately $7,848, for around-the-clock skilled nursing services.
Home Care
$2,860
Home Health Care
$4,195
Assisted Living Facility
$4,000
Nursing Home Care (semi-private room)
$7,848
Note: Data for Allen was unavailable, so data for the nearest city, McAllen, was used instead.
Financial Assistance for Home Care in Allen, TX
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Allen, TX
There are many free and low-cost resources in Allen that can support seniors living in their own homes. This list includes help with home repairs, transportation, tax relief and freshly prepared meals.
| Resource | Contact | Service | |||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Homestead Exemptions | (972) 547-5020 | Collin County provides several homestead exemptions for residents, with some applicants able to receive more than one simultaneously. The Residence Homestead is available to every homeowner, while those with disabilities can also apply for the Disabled Homestead, and seniors who served in the armed forces can claim the Disabled Veteran or Survivor exemption. Adults aged 65+ are eligible for a Tax Affidavit Deferral, which allows them to postpone taxes collected on their residences up to 181 days after their final day of ownership or occupation. | |||||||||||||||
| Section 504 Home Repair Program | (254) 742-9770 | USDA Rural Development provides loans and grants to Allen homeowners who occupy their residences. They can be offered to applicants who can't get assistance elsewhere due to their very low incomes, which the program calculates based on Collin County's median. Loans can be up to $40,000 and repaid over 20 years at 1% fixed interest. Grants of up to $10,000 are available to adults aged 62+ who must use them solely to fix health and safety issues in their homes. If the homeowner sells the home within 3 years of receiving a grant, they must repay it in full. | |||||||||||||||
| Meals on Wheels Collin County | (972) 562-6996 | Meals on Wheels Collin County is a nonprofit that delivers meals on weekdays to homebound seniors. All meals are designed to provide beneficiaries with at least one-third of their recommended daily nutritional needs. The menu is changed regularly, with meals typically including a meat dish (or non-meat alternative), vegetables, rice or pasta and fruit. A quart of milk is also delivered once per week. Additionally, the program provides seniors with a box containing shelf-stable items they can use in emergencies, such as when the driver can't deliver due to bad weather. | |||||||||||||||
| Collin County Rides Program | (214) 828-6717 | The City of Allen and DART combine their resources to provide qualifying Allen residents with a taxi debit card to pay for rides anywhere within Collin County for any purpose. To apply, the resident must be aged 65+ or have a disability. As an example, the beneficiary adds $50 to their card and the program contributes $150.
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Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Bernie
5.0
Review of TheKey - North Dallas
My wife is in late stage frontotemporal dementia. She is unable to communicate verbally requiring 24/7 total care. Home Care Assistance came in being strangers and took the time to get to know how...
Home Care
chrism421
5.0
Review of TheKey - North Dallas
The staff was very attentive to our needs and provided great peace of mind. We were very happy with how our father was treated. Thank you!
Home Care
Rada930
5.0
Review of TheKey - North Dallas
After getting out of the hospital my mother needed someone to stay with her while I was working. The caregiver we received was amazing. She made sure that she continued my mother's physical...