The 5 Best Home Care Agencies for Seniors in Corvallis, OR for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Corvallis, OR, residents and their loved ones rate In Home Care agencies across the 9 options below.

The 2021 Genworth Cost of Care Survey shows that the average cost of home care in Corvallis is just $5 lower than the Oregon state average of $6,106 and $1,144 higher than the national average of $4,957. Home care costs dip slightly in Eugene to a monthly average of $5,911 and go even lower to $5,482 in Grants Pass. Residents in the Central Oregon community of Bend pay $6,435, while their counterparts in Oregon’s largest metro, Portland, pay Oregon’s highest home care costs at $7,146 per month. 

Corvallis

Oregon

United States

Eugene

Grants Pass

Bend

Portland

Several long-term senior care options are available to Corvallis residents depending on the level of care they need and their individual needs and preferences. Adult day health care is the least expensive at an average of $2,654 per month. Home care and home health care, which provide similar services as assisted living for seniors who would prefer to age in place, both cost an average of $6,101 in Corvallis. Nursing home care is the most expensive senior care option at an average monthly cost of $10,190 per month for a semiprivate room. 

Several long-term senior care options are available to Corvallis residents depending on the level of care they need and their individual needs and preferences. Adult day health care is the least expensive at an average of $2,654 per month. Home care and home health care, which provide similar services as assisted living for seniors who would prefer to age in place, both cost an average of $6,101 in Corvallis. Nursing home care is the most expensive senior care option at an average monthly cost of $10,190 per month for a semiprivate room. 

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.