Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Winchester, OH, residents and their loved ones rate In Home Care agencies across the 5 options below.
5 Results
7925 Jones Branch Dr., Suite LL 140, Mclean, VA, 22102
3.9
(31 reviews)
"I am using HomeCare.com for Mom. They're courteous, on time, knowledgeable on the things they need to do, and very much a caring group of people. They are good at following up. They call ahead and kind of follow up as necessary. They're good for all ..."
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400 Techne Center Dr, Suite 406, Milford, OH, 45150
4.8
(13 reviews)
"We had such positive interaction with our 3 caregivers over 3 years of service. Robin, Laurie and Faith were very professional, empathetic and compassionate. Their skills at engaging my husband in cognitive exercises as well as physical exercises w..."
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8280 Montgomery Road, Suite 301, Cincinnati, OH, 45236
"The Black Stone Family of Home Care Services, through a variety of care options, meets in-home care needs of the elderly and disabled. Our 5..."
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720 E Main St., West Union, OH, 45693
"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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4130 Gallia St., Portsmouth, OH, 45662
"Home health care services from Interim allow individuals to stay safe, independent, and engaged while remaining in their own homes. We offe..."
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According to the Genworth 2020 Cost of Care Survey, the average monthly cost of home care in Winchester is $4,767, which is slightly more than the state and national average of $4,481. Located in the far southeast corner of Ohio, Winchester is one of the more expensive cities in the state for home care. Columbus and Lima residents pay $4,576, while those in Canton and Youngstown pay $4,338 and $4,004 respectively.
Winchester
$4,767
Ohio
$4,481
United States
$4,481
Columbus
$4,576
Lima
$4,576
Canton
$4,338
Youngstown
$4,004
The cost of $4,767 for home care, which provides basic activities of daily living, and home health care at $4,862, which also adds medical assistance are fairly pricey compared to other options. Adult day health is the least expensive option at $1,560 for those who only need help during the day. Assisted living is a residential community option that costs an average of $4,750. However, a nursing home provides the most extensive treatment with around-the-clock monitoring, which costs an average of $8,152 per month.
Home Care
$4,767
Home Health Care
$4,862
Adult Day Health
$1,560
Assisted Living
$4,750
Nursing Home Care (semi-private room)
$8,152
Note: Data for Winchester was unavailable, so data for the nearest city, Cincinnati, was used instead.
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
The following are a list of resources for seniors who are located in Winchester and northeastern Ohio. These services are free or at a low cost and allow seniors to remain in their homes for as long as possible.
| Resource | Contact | Service |
|---|---|---|
| Northeastern Ohio Elderly Home Repair Program | (419) 784-5393 | This program helps seniors aged 60 and older address minor repairs and safety issues within their homes. Services include installing grab bars, handheld shower installations and handicap toilets. Other services include installing bathroom and kitchen modifications, repairing or replacing heating units or water heaters and roof repairs. |
| Ohio Weatherization Assistance Program | (800) 282-0880 | Seniors aged 60 and older with a limited income may qualify for weatherization assistance to make their homes more energy efficient during extreme weather conditions. Seniors who receive SSO or TANF are eligible for this program. |
| Home Energy Assistance Program (HEAP) | (800) 282-0880 | HEAP is a federally funded program that helps low-income seniors aged 60 and older meet the cost of heating their homes in the winter. HEAP pays a one-time payment that covers all or most of their current winter health usage. |
| Northeast Ohio Meals on Wheels | (330) 515-5605 | Meals on Wheels provides nutrition and companionship to seniors who live in the area. The meals are healthy and nutritious and designed to promote wellness for those who are facing hunger. |
| Frances Steube Community Center | (614) 837-8276 | The France Steube Community Center provides a safe place for seniors in the area to meet and take part in activities and programs. Activities include dancing, meals, bingo, card games, arts and crafts and regular outings. |
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
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