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The 10 Best Home Care Agencies for Seniors in Carrboro, NC for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Carrboro, NC, residents and their loved ones rate In Home Care agencies across the 29 options below.

Home Care Services in Carrboro, North Carolina

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Paying for Home Care in Carrboro, NC

The Cost of Home Care in Carrboro, NC

The 2024 Genworth Cost of Care Survey reports monthly home care rates of approximately $6,101 in Carrboro, which runs well above North Carolina’s median of $5,339 and the national norm of $5,720. Most nearby cities have more economically priced care, including New Bern, where seniors pay around $2,479 for in-home care.

Carrboro

$6,101

North Carolina

$5,339

United States

$5,720

Burlington

$5,339

Raleigh

$5,243

New Bern

$2,479

Fayetteville

$2,860

The Cost of Home Care vs. Other Senior Care Options in Carrboro, NC

Home care agencies in Carrboro charge around $6,101 monthly for full-time care, exceeding the rate of home health care, which is $4,385 and encompasses skilled nursing services. It tracks above adult day health care costs of approximately $1,138. Even so, home care compares favorably to nursing home care, which costs around $7,832 for around-the-clock medical monitoring and support.

Home Care

$6,101

Home Health Care

$4,385

Adult Day Health Care

$1,138

Assisted Living Facility

$4,863

Nursing Home Care (semi-private room)

$7,832

Note: Data for Carrboro was unavailable, so data for the nearest city, Durham, was used instead.

Financial Assistance for Home Care in Carrboro, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Carrboro, NC

Carrboro and Orange County residents may be eligible for free and subsidized services that can enhance and extend their independence. Many of the services are available to locals aged 60+ regardless of their income, while other programs serve low-income adults of any age.

ResourceContactService
Orange County Department on Aging(919) 968-2087The OCDOA manages programs and services for Carrboro and Orange County residents aged 60 and over. Many services are provided at local senior centers, including a lunch program, classes, wellness initiatives, recreational activities and trips. Seniors and family members considering home care and other options can contact the OCDOA for advice, referrals and access to financial assistance. County residents are also eligible for free home safety assessments from an occupational therapist.
Hope Renovations(919) 960-1957Carrboro residents aged 55 and over may be eligible for free or subsidized services to help make their homes safer, more accessible and energy-efficient. Common requests include ramp and grab bar installation, bathroom and kitchen renovations, widening doorways and changes to flooring. Hope Renovations employs specialists who can perform aging-in-place assessments for those unsure of what needs to be done.
Weatherization Assistance Program(919) 742-2277Central Piedmont Community Action provides free weatherization and home energy efficiency services to low-income residents of Orange County and the wider region. This program offers repairs and replacements of heating and cooling systems, ductwork and insulation, efficient lighting and other energy-saving provisions. Eligibility requirements for 2021 include a maximum annual income of $25,760 for an individual.
OC ConnectSee website for contactsThe Orange County Community Empowerment Fund maintains an online database of over 700 resources available in the area, including housing, transportation, food, health care, long-term care and financial assistance. The searchable database provides contact details, costs (if any), addresses and business hours. All services and programs are provided by nonprofit organizations and governmental agencies.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.  

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

In Home Care near Carrboro, NC

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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