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The 10 Best Home Care Agencies for Seniors in Florham Park, NJ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Florham Park, NJ, residents and their loved ones rate In Home Care agencies across the 64 options below.

Home Care Services in Florham Park, New Jersey

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Paying for Home Care in Florham Park, NJ

The Cost of Home Care in Florham Park, NJ

Genworth’s 2021 Cost of Care Survey indicates that Florham Park, Atlantic City and New Jersey’s median cost of $5,529 for home care is approximately $570 higher than the nation’s $4,957 monthly average. However, Florham Park’s average home care cost is about $380 more than Trenton and significantly higher than Vineland’s $4,767 median. 

Florham Park

$5,529

New Jersey

$5,529

The United States

$4,957

Vineland

$4,767

Trenton

$5,148

Atlantic City

$5,529

The Cost of Home Care vs. Other Senior Care Options in Florham Park, NJ

Florham Park offers seniors a variety of long-term care options to meet their individual needs. At $1,950, adult day health care is the most affordable, followed by home care’s $5,529 monthly average. Home health care, which includes medical equipment and skilled nursing and therapy services, costs $5,720 per month, on par with the area’s assisted living costs. A semiprivate room in a nursing home is one of the most expensive options, with an average cost of $12,471 per month.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health Care

$1,950

Assisted Living Facility

$5,750

Nursing Home Facility (semiprivate room)

$12,471

Note: Data for Florham Park was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in Florham Park, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Florham Park, NJ

ResourceContactService
Morris County Aging, Disabilities & Community Programming(973) 285-6848Serving as the Area Agency on Aging, the Morris County Aging, Disabilities & Community Program coordinates, prepares, administers and monitors the area's programs for elderly adults. Serving as advocates for seniors, its representatives assess individual needs and make recommendations for the appropriate care and assistance, including transportation, home-delivered meals, and long-term care planning.
Morris County Human Services(973) 285-68-68Agents for Morris County's Department of Human Services help area residents identify and locate necessary assistance. Low-income seniors may be eligible for the State Rental Assistance Program subsidy or to receive help with mortgage payments and utilities. The department's representatives also assist with securing a wide range of other services, including health care, transportation, meal delivery and Adult Protective Services.
NJ Division of Taxation(973) 285-6000Individuals who've resided in New Jersey for at least a year and who are 65 or older may qualify for a yearly $250 property tax deduction. Program applicants must meet specific residency, occupancy and income guidelines.
Morris Habitat for Humanity Aging in Place(973) 891-1934Seniors aged 62 and older who qualify can receive assistance with making their homes more accessible through Habitat for Humanity's Aging in Place program. Staff identifies which modifications will allow seniors to remain safely independent, such as adding an exterior ramp.
Morris County Senior Farmer's Market Nutrition Program(973) 285-6856Available to low-income seniors throughout the state is a check voucher valued at up to $20. They may use the voucher to purchase fresh produce at local farmers' markets between June 1st and September 30th.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

In Home Care near Florham Park, NJ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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