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The 10 Best Home Care Agencies for Seniors in Edison, NJ for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Edison, NJ, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 59 options below.

Home Care Services in Edison, New Jersey

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On this page:

  • Home Care Services in Edison, New Jersey
  • Paying for Home Care in Edison, NJ
  • Financial Assistance for Home Care in Edison, NJ
  • Edison Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Edison, NJ

The Cost of Home Care in Edison, NJ

Located all in proximity to each other, Edison, Trenton, and New Brunswick share the same cost for home care — seniors pay $5,148 per month, which Is more affordable than the state average of $5,529. While this cost is higher than the national average by $191, it’s cheaper than in other cities. Newark and Jersey City, for instance, share the state average of $5,529. 

Edison

$5,148

New Jersey

$5,529

The United States

$4,957

Trenton

$5,148

Newark

$5,529

Jersey City

$5,529

New Brunswick

$5,148

The Cost of Home Care vs. Other Senior Care Options in Edison, NJ

The cost of home care, which provides assistance with daily activities, is $5,148 in Edison. Home health care includes light medical services, such as medication management, for an additional $95. Adult day care involves part-time care services for $3,282 less than monthly home care. Nursing home care ($11,650) is a more expensive choice among the care options, as it involves round-the-clock specialized care and supervision. Assisted living costs $2,997 more than home care services.

Home Care

$5,148

Home Health Care

$5,243

Adult Day Health Care

$1,866

Assisted Living

$8,145

Nursing Home Care (semiprivate room)

$11,650

Note: Data for Edison was not available, so data for the nearest city, Trenton, was used instead.

Financial Assistance for Home Care in Edison, NJ

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Edison Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Edison:

ResourceContactAddressService
Edison Township Senior Citizen Center(732) 248-73452963 Woodbridge Avenue, Edison, New Jersey 08837The Edison Senior Citizen Center offers free curb-to-curb transportation to seniors who otherwise have no other means of getting to local medical appointments, shopping plazas and grocery stores or to participate in various senior citizen club activities and scheduled trips.
Housing Rehabilitation Program(732) 248-7359100 Municipal Blvd., Edison, New Jersey 08817Edison Township has a grant funding program in place to help senior citizens with zero-interest, 10-year loans of up to $15,000 for home improvement projects needed to repair or correct any existing home safety issues. The program, which is available to homeowners with low or moderate incomes, includes major repairs for such items as roofs, plumbing, electrical upgrades and ADA accessibility renovations.
Nutrition Services(732) 452-03772963 Woodbridge Avenue, Edison, New Jersey 08837The Middlesex County Office of Aging runs several senior meal programs, with one serving Edison residents at the Edison Senior Center. The program, which is open to seniors from 8:30 a.m. to 2:30 p.m., serves healthy, tasty meals congregate-style at the center, with vegetarian and specialized menus for diabetics. There is a recommended contribution of $2.25 per meal. The senior meal program also provides home-delivered meals to homebound seniors, with a fair share contribution set at $2.75.
Jewish Family Services For Seniors(732) 777-194032 Ford Ave., Milltown, NJ  08850The goal of Jewish Family Services (JFS) for seniors is to help enable the elderly to remain safely living in their own homes for as long as possible, thereby enjoying a higher quality of life. JFS provides services to seniors living in nearby Edison. Its programs include Friendly Visitors, a program that sends community volunteers to the homes of isolated seniors to provide socialization to those who have no support system in place. Kosher Meals on Wheels delivers hot and cold kosher meals to seniors’ homes and provides some socialization.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Elizabeth

I am a past client of this provider

Review of Assisting Hands Of Central NJ

We hired Assisting Hands Of Central NJ for my husband and they were wonderful. The people they sent were good, although we only had them for a couple of days before he went to rehab. The caregivers...

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Home Care

Ross B.

I am a current client of this provider

Review of Assisting Hands Of Central NJ

As my Dad’s health deteriorated, Assisting Hands has taken the worry away and I have gotten top notch care for my Father. Their Nurse Bev is the best and she keeps the caregivers on their toes by...

Read more

Home Care

Gregory851508

I am a past client of this provider

Review of Assisting Hands Of Central NJ

My mom passed away in February, but through Caring.com, I was able to get the care that my mom and dad needed. Assisting Hands’ caregivers were excellent. There were three or four who were involved...

Read more

In Home Care near Edison, NJ

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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