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The 10 Best Home Care Agencies for Seniors in Omaha, NE for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Omaha, NE, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 46 options below.

Home Care Services in Omaha, Nebraska

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Paying for Home Care in Omaha, NE

The Cost of Home Care in Omaha, NE

In-home care costs $4,099 per month in Omaha, according to Genworth’s 2024 Cost of Care Survey, $1,621 lower than the national median. The city is the most affordable in Nebraska, with the state baseline rate being $6,483. The most costly is Lincoln, where seniors pay a $2,765 premium over Omaha residents. Omaha retirees also save over their Iowan neighbors, with retirees in Des Moines facing higher fees of $6,006.

Omaha

$4,099

Nebraska

$6,483

United States

$5,720

Lincoln

$6,864

Grand Island

$4,767

Des Moines, IA

$6,006

The Cost of Home Care vs. Other Senior Care Options in Omaha, NE

Home care is one of Omaha's most affordable care types, surpassed only by adult daycare facilities. Rates are $3,528 costlier for the additional basic medical support that home health care provides. Meanwhile, assisted living residents pay a higher rate of $6,150 for bed, board and personal care services. Offering 24/7 monitoring and care, nursing homes have the highest rates, with semi-private rooms costing $9,125.

Home Care

$4,099

Home Health Care

$7,627

Adult Day Health Care

$1,625

Assisted Living Facility

$6,150

Nursing Home Care (semi-private room)

$9,125

Financial Assistance for Home Care in Omaha, NE

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Omaha, NE

Seniors who live in Omaha or Douglas County can contact the following government agencies and nonprofits. These organizations can help older adults age in place comfortably and safely.

ResourceContactService
Eastern Nebraska Office on Aging(402) 444-6536ENOA is designed to be the first point of contact for age-related services for those aged 60 and older. Staff members can help older adults assess their needs and find ways to maintain their independence. This agency coordinates in-home care, Meals on Wheels and accessible transportation.
City of Omaha Parks(402) 444-5900The City of Omaha operates several senior recreation centers and congregate dining where seniors aged 65 and older can enjoy a nutritionally balanced midday meal for just $4. Reservations are required. The City of Omaha also sponsors an annual senior field day.
Project Houseworks(402) 965-9201This local nonprofit provides free home repairs and modifications to help seniors and disabled adults live safely and independently in their own homes. It also manages several related programs that help seniors and low-income households with tasks such as painting projects and heating repairs.
Tender Loving Kindness(402) 237-2927Based in Omaha, Tender Loving Kindness is a volunteer project dedicated to ending senior loneliness and improving residents’ quality of life. TLK FRIENDS offers friendly phone calls and pen pal letters and distributes art created by local children to brighten seniors' days.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

vittoria

I am a current client of this provider

Review of Xtrakare

They work hard to make sure i get the care hours i need. Their team is very caring, and I would recommend them to any of my friends.

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Home Care

Corliss G

I am a current client of this provider

Review of Right at Home Omaha Metro

They are helpful. I just had a visitor and she is awesome. She helps me a lot and it makes my life easier. I like their reliability.

Read more

Home Care

Shirley S_36

I am a current client of this provider

Review of Right at Home Omaha Metro

I have some challenges in my own life, so I am staying at home instead of going to work, and it has given me a lot of freedom. The agency has worked well with me and my needs. They are very...

Read more

In Home Care near Omaha, NE

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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