The 10 Best Home Care Agencies for Seniors in Blackstone, MA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Blackstone, MA, residents and their loved ones rate In Home Care agencies across the 22 options below.
Home Care Services in Blackstone, Massachusetts
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Paying for Home Care in Blackstone, MA
The Cost of Home Care in Blackstone, MA
The Genworth 2021 Cost of Care Survey shows that Blackstone’s monthly home care costs are higher than the national average by $763. The prices are slightly lower than the state average of $5,911 by $190. Due to its proximity to Worcester City, Blackstone shares similar monthly costs of $5,720. It’s the same with nearby cities such as Framingham. It has lower costs than Boston’s $6,292, the state’s capital, by $572. Blackstone has higher home care costs than Pittsfield, far west of Massachusetts, by $95. Cities in the far eastern part of the state, such as Plymouth, have higher monthly home care costs.
Blackstone
$5,720
Massachusetts
$5,911
The United States
$4,957
Worcester City
$5,720
Framingham
$5,720
Pittsfield
$5,625
Plymouth
$6,673
The Cost of Home Care vs. Other Senior Care Options in Blackstone, MA
Senior care options in Blackstone include adult daycare, nursing home care and home health care. Home health care includes light medical services like wound care and medication management and costs about $191 more than home care, which includes help with housekeeping and daily living. Nursing homes provide 24-hour specialized medical support and cost $6,143 more than monthly home care services. Assisted living facilities cost slightly less per month than home care by $35. Adult daycare is part-time assistance with daily activities and is lower than monthly home care costs by $3,879.
Home Care
$5,720
Home Health Care
$5,911
Adult Day Health Care
$1,842
Assisted Living
$5,685
Nursing Home Care (semiprivate room)
$11,863
Note: Data for Blackstone was not available, so data for the nearest city, Worcester, was used instead.
Financial Assistance for Home Care in Blackstone, MA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Blackstone Home Care Resources
Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Blackstone:
Resource | Contact | Address | Service |
---|---|---|---|
Transportation | (508) 876-5133 | Senior Center Annex,15 St. Paul Street, Blackstone, MA 01504 | Blackstone Van Regional Transportation Services is a free door-to-door transport service for seniors over the age of 60 with no other means of transportation. The van takes seniors to grocery stores, banks, appointments and social events. Medical appointments always take priority over other destinations. Rides need to be scheduled in advance to ensure that a van is available for the particular route. Wheelchairs can be accommodated. Transport is available from Monday to Friday only. |
Meals on Wheels | (508) 949-6640 | Tri Valley, 10 Mill Street, Dudley Ma 01571 | Tri Valley is a nonprofit organization that runs a Meals on Wheels program in the Blackstone area. The program delivers meals to homebound seniors who are unable to prepare meals for themselves. A hot meal is delivered each day around noon by a team of volunteer drivers. Cold evening meals and weekend frozen meals are provided for those that have no other meal preparation options. There is a suggested donation per meal to help cover costs but no senior will ever be denied meals if they cannot afford the donation. The volunteers check on the seniors while delivering the meals and let the program staff know if anything is amiss. |
Home Energy Assistance Program | (401) 723-0227 | 210 West Ave, Pawtucket RI 02860 | BVCAP is a nonprofit organization that provides community services and runs the Home Energy Assistance Program in the Blackstone area. This program is funded by the federal government with the goal of reducing the energy costs for low-income households by installing improvements to make the property more energy-efficient. Priority is given to seniors and households with young children. Some of the services offered include installing insulation, boiler repair and replacement, reducing drafts and ensuring proper ventilation. There is no charge for these services. |
Outreach S.H.I.N.E Program | (508) 876-5153 | Senior Center Annex,15 St. Paul Street, Blackstone, MA 01504 | This program identifies the unmet need of seniors over the age of 60 and their caregivers. Once the need is identified, the program puts the seniors in touch with the correct agency or volunteer program that is able to assist them. S.H.I.N.E. provides counselors to assist seniors in understanding health information and insurance and ensuring the seniors have the cover and assistance that they are eligible for. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
![Checklist for determining the need for in-home care](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FHome_Care_Checklist_Preview-1.png&w=256&q=75)
![Checklist for determining the need for in-home care](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FHome_Care_Checklist_Preview-1.png&w=256&q=75)
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
![Talking with family and others about a loved one's needs](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FTalking_With_Family_Preview.png&w=256&q=75)
![Talking with family and others about a loved one's needs](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FTalking_With_Family_Preview.png&w=256&q=75)