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First Choice Quality Care Services
6333 Hollister Dr , Speedway, IN, 46224
Pricing not available
The 10 Best Home Care Agencies for Seniors in Carmel, IN for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in...
your decision. On average in Carmel, IN, residents and their loved ones rate In Home Care agencies 4.0 out of 5 stars across the 57 options below.
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57 Providers
Alofa Care Home Care Agency LLC- Indianapolis IN
888 Keystone Crossing , Indianapolis, IN, 46240
Pricing not available
HomeFront Home Care in Indianapolis, IN
10475 Crosspoint Blvd. , Suite 250 , Indianapolis, IN, 46256
Pricing not available
Angels Of Lisa Home Care - Indianapolis, IN
P.O. Box 145, Indianapolis, IN, 46208
Pricing not available
Healing Hands Homecare Agency - Indianapolis, IN
450 S State Road 135 Ste A, Greenwood, IN, 46142
Pricing not available
Vesta Structure Family Care
8502 Brookville Road , Indianapolis, IN, 46239
Vesta Structure Care is a dedicated Personal Care agency founded by an owner inspired by the need for excellent care for a loved one. Vesta's administrative staff has over 23 years of experience in the industry. This guarantees the knowledge base for great care. The agency offers a range of services, including .*Family Structure Care, * Attendant Care,* Homemaker Assistance, and *Behavioral Consultants.
Pricing not available
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We Love Caring Home Care LLC - Indianapolis, IN
5623 N. German Church Road Suite #2083, Indianapolis, IN, 46235
Pricing not available
F&S Homecare Services - Indianapolis, IN
8245 East 96th Street Suite 1120, Indianapolis, IN, 46256
Pricing not available
Divine Key Home Care - Indianapolis, IN
3039 N Post Rd, Indianapolis, IN, 46226
At Divine Key Home Care, we understand that your family Our Divine Services: members have unique needs. We provide personalized Personal Care care plans tailored to the specific requirements of your loved ones, ensuring they receive the best possible care. We emphasize the importance of a skilled and loving caregiver committed to delivering personalized care.
Pricing not available
Prestige Loving Home Care - Indianapolis, IN
1957 N College Avenue, Indianapolis, IN, 46202
Pricing not available
Harmony Haven of Care - Indianapolis, IN
5455 West 86th Street Suite 235 , Indianapolis, IN, 46268
Harmony-Haven Home Care provides comprehensive, personalized home care services designed to meet the unique needs of each client. Our primary goal is to enhance the quality of life for our clients by enabling them to maintain their independence and comfort in their own homes. We offer a wide range of services including: 1. Personal Care Services: Assistance with activities of daily living such as bathing, dressing, grooming, toileting, and mobility support to ensure our clients' personal hygiene and physical well-being are maintained. 2. Companionship and Emotional Support: Companionship services to reduce feelings of loneliness and isolation, including engaging in conversations, playing games, and accompanying clients to appointments and social activities. 3. Household Assistance: Help with household chores such as light housekeeping, laundry, meal preparation, and grocery shopping to ensure a clean and safe living environment. 4. Respite Care: Temporary relief for primary caregivers by providing short-term care for their loved ones, allowing them to take a break and recharge. 5. Specialized Care: Tailored care plans for clients with specific needs, such as dementia care, palliative care, and end-of-life care, ensuring they receive the appropriate support and attention. 6. Mobility Assistance: Including the use of Hoyer lifts and other aids to facilitate safe and efficient movement. At Harmony-Haven Home Care, we prioritize the dignity, respect, and comfort of our clients. Our dedicated team of professionals is committed to delivering high-quality, compassionate care that promotes health, safety, and overall well-being.
Pricing not available
Care With Greatness Homecare - Carmel, IN
303 Congressional Blvd Floor 2 , Carmel, IN, 46032
Our home care agency provides comprehensive, compassionate support for individuals who wish to maintain their independence at home. We offer personal care, medication management, meal preparation, housekeeping, transportation, companionship, specialized care for conditions like Alzheimer's and mental Health Our dedicated team ensures the highest quality of care to improve our clients' quality of life in a familiar and comfortable environment.
Pricing not available
Tumtek Services LLC - Indianapolis, IN
9465 Counselors Row , Indianapolis, IN, 46240
At Tumtek Services our mission is to provide compassionate and professional care tailored to meet your individual needs. We understand the importance of feeling comfortable and confident in the care you receive, and we are committed to making your experience with us exceptional.
Pricing not available
Ganda Service LLC - Indianapolis, IN
4245 Lafayette Road, Indianapolis, IN, 46254
Ganda Service LLC was founded with a passion for providing high-quality home care services to seniors and individuals with dignity in the comfort of their homes. Our founders, who have over 15 years of experience in the healthcare industry, recognized the need for personalized, compassionate care that is tailored to each individual's unique needs.
Pricing not available
Gentle Support Home Care
PO Box 88007, Indianapolis, IN, 46208
Our mission at Gentle Support Home Care is to provide compassionate, high-quality home care that enhances the well-being and independence of our clients. We are committed to delivering personalized services with dignity and respect, fostering a safe and supportive environment that allows individuals to remain in the comfort of their own homes.
Pricing not available
All Care Homecare LLC
9511 Angola Court, Indianapolis, IN, 46268
We offer none skilled attendant care.
Pricing not available
Great Lengths Home Care - Indianapolis, IN
7230 Arbuckle Commons, Brownsburg, IN, 46112
Great Lengths Home Care is dedicated to providing compassionate, high-quality in-home care services tailored to meet the unique needs of each client. Our professional caregivers go the extra mile to ensure safety, comfort, and independence for seniors and individuals in need of assistance. Services Offered: Personal Care Assistance - Bathing, dressing, grooming, toileting, and hygiene support. Companion Care - Social engagement, conversation, and emotional support. Meal Preparation & Nutrition Support - Cooking, meal planning, and dietary assistance. Medication Reminders - Ensuring timely medication adherence. Light Housekeeping - Laundry, dusting, vacuuming, and maintaining a clean living space. Mobility Assistance - Helping with walking, transferring, and fall prevention. Respite Care - Temporary relief for family caregivers. Dementia & Alzheimer's Care - Specialized support for individuals with memory-related conditions. Post-Hospitalization Care - Assistance with recovery and rehabilitation at home. Transportation Assistance - Help with errands, medical appointments, and outings. 24/7 & Overnight Care - Flexible care options for continuous support. Great Lengths Home Care is committed to enhancing the quality of life for our clients by providing personalized and professional care that goes beyond expectations.
Pricing not available
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Paying for Home Care in Carmel, IN
The Cost of Home Care in Carmel, IN
The cost for home care in Carmel is about $100 more than the national average. It’s also about $300 more than the average for Indiana according to Genworth’s Cost of Care Survey. Compared to other Indiana cities, Carmel’s home care costs are middle-of-the-road. Fort Wayne and South Bend have more expensive median prices: $286 more and $619 more respectively. Seniors find more affordable care in Evansville, where the average is about $750 less than in Carmel, and in Terre Haute, where rates are about $1,400 less.
Carmel
$5,053
Indiana
$4,767
United States
$4,957
Evansville
$4,290
Fort Wayne
$5,339
South Bend
$5,672
Terre Haute
$3,623
The Cost of Home Care vs. Other Senior Care Options in Carmel, IN
The average cost of home health care in Carmel is $96 less than the median for home care. However, some families will pay more for home health care because it requires work from medical professionals. Some seniors may be able to save money by using adult day home health care, which costs about $3,400 less than home care. Assisted living is also less expensive by about $600 per month. Only seniors that need constant medical supervision will utilize nursing homes, which cost $2,000 more per month than home care.
Home Care
$5,053
Home Health Care
$4,957
Adult Day Health Care
$1,625
Assisted Living
$4,478
Nursing Home Care (semiprivate room)
$7,057
Note: Data for Carmel was unavailable, so data for the nearest city, Indianapolis, was used instead.
Financial Assistance for Home Care in Carmel, IN
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Carmel, IN
There are many free and affordable resources for seniors in Carmel who want to age in place. The city and state governments, as well as local nonprofits, can deliver meals, provide legal advice, schedule paratransit service and offer care management.
| Resource | Contact | Service |
|---|---|---|
| Together Today | (317) 674-8777 | Together Today organizes social gatherings for seniors throughout Hamilton County who want to make friends and participate in a variety of fun activities. The program is free, and transportation is offered upon request. Together Today has meetings once a week in Carmel at the Orchard Park Presbyterian Church. |
| Carmel Senior Programs | (317) 848-7275 | The City of Carmel offers an array of programs designed to enrich the lives of older adults. Seniors can learn tai chi, play in the bridge club, appreciate the city's parks and learn from professional artists in the community. The city accepts ADA modification requests to improve inclusivity. |
| Meals on Wheels of Central Indiana | (317) 252-5558 | Homebound seniors in Carmel who can't access or prepare meals can get medically tailored meals daily from Meals on Wheels. Seniors who apply for this program can start getting deliveries in as little as 1 week. There is a seven-step approval process that requires a prescription from a physician. |
| Indiana Legal Services | (844) 243-8570 | Seniors needing help with legal issues ranging from powers of attorney to guardianship and real estate planning can reach out to Indiana Legal Services for free assistance. This nonprofit firm is only able to assist clients with $8,000 or less in assets who are legal residents of the United States. |
| CICOA Aging & In-Home Solutions | (800) 432-2422 | The Central Indiana Council of Governments offers free care management services that homebound seniors in Carmel can use to get in-home assistance. Additionally, assistants can counsel seniors about their financial options and arrange for home modifications that make aging in place possible. |
| IndyGo | (317) 635-3344 | IndyGo offers half fares on all routes for riders aged 65 and older. Disabled seniors who can't use fixed routes can request paratransit services from IndyGo Access. This service is available to riders within 3/4 of a mile of a route as well as beyond this area for a higher price. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Erin S_5
5.0
Review of Home Helpers Home Care of Carmel - IN
The staffing has been awesome. The communication is wonderful.
Provider response
Thank you for the kind feedback. We work hard to ensure that everyone has the best care.
Home Care
Helen A_7
5.0
Review of Home Helpers Home Care of Carmel - IN
They took care of everything I asked and did well. They did a very good job. They were pleasant. I have no complaints. They were attentive.
Provider response
Thank you so much for your kind words! We're thrilled to hear that you had a positive experience and that our team was able to take care of everything you needed. It means a lot to us to know that...
Home Care
Anonymous_1742890257
4.0
Review of Home Helpers Home Care of Carmel - IN
There are things that we need that have to be done in order for us to live since me and my wife are both handicapped. They've been good for us so far.
Provider response
Thank you so much for your kind words and for trusting us to support you and your wife. We understand how important it is to have reliable care, especially when navigating daily challenges, and...