The 10 Best Home Care Agencies for Seniors in Naperville, IL for 2025

Q: What types of services can a home care agency in Naperville provide?

Naperville&#8217;s home care agencies can tailor their non-medical services to the senior&#8217;s needs. Some clients may simply want a companion for several hours per day who may also drive them to medical appointments. Others may want someone to help with tasks around the house, such as light dusting and vacuuming, washing dishes and preparing meals and snacks. Seniors with greater needs may require someone to help them get in and out of bed and bathe and get dressed.

Q: What should I look for in a good home care agency near me in Naperville?

A good home care agency will be licensed by the <a href="https://dph.illinois.gov/topics-services/health-care-regulation/health-care-facilities/home-services.html">Illinois Department of Public Health</a>. Confirm the license number is genuine and current, as this will verify the agency has satisfied all conditions. This covers areas such as staff recruitment and training, insurance, health and safety and fire safety certificates. When you contact an agency, you should ask about staff turnaround, as regular rotations in staff may be unsettling. Also, ask how the agency trains staff to deal with an emergency in your home, such as a serious fall.

Q: How can I find home care agencies near me with availability?

The quickest method is to visit the Caring.com page for <a href="https://www.caring.com/senior-care/in-home-care/illinois/naperville">Naperville&#8217;s home care agencies</a>. You&#8217;ll find a list of all those currently serving the city, with an at-a-glance view of their stars out of five based on reviews. Click on an agency&#8217;s link and you&#8217;ll see a description of their services, likely costs, payment options and current availability. You&#8217;ll also be able to read reviews and see the license number confirming the agency&#8217;s authority to operate.

Q: Assisted living homes vs. home care: how to decide?

Assisted living and home care agencies both provide personal care and housekeeping services for seniors struggling to perform everyday living tasks without support. The difference between the two is that assisted living requires seniors to enter an institution, while home care allows them to remain at home. Assisted living services include delivering 24/7 care and opportunities to socialize with other seniors. However, home care ensures the senior is always surrounded by their own furnishings in a home holding many memories. The decision ultimately rests on whether the senior is comfortable relocating to a new home they&#8217;ll share with people who are initially strangers.

Q: Which factor is most critical to effective home care?

The most critical factor in effective home care is the relationship between the senior and the caregiver. Home care can be very personal, so it&#8217;s important trust levels are high. Obviously, the caregiver&#8217;s qualifications and experience are important too, but they must also get on well with the senior. No one wants someone they don&#8217;t like coming into their home every day. This is why it&#8217;s important seniors comparing home care agencies ask about staff turnover, as an agency that regularly rotates caregivers makes it difficult for the senior to establish a relationship with the person.

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Home Care Services in Naperville, Illinois
Paying for Home Care in Naperville, IL
Financial Assistance for Home Care in Naperville, IL
Free & Low-Cost Home Care Resources in Naperville, IL
Determining Your Loved One’s Need for In-Home Care
Guidelines for Talking About In-Home Care
Frequently Asked Questions

Paying for Home Care in Naperville, IL

The Cost of Home Care in Naperville

The 2021 Genworth Cost of Care Survey reveals Naperville’s median fee for home care to be $5,672, placing it high on the cost spectrum. By comparison, the state median is $5,339, and the country is $4,957. However, Naperville isn’t Illinois’ costliest city — a position held by Danville ($8,818). Also, its costs aren’t much above Rockford ($5,625). However, more affordable cities are within reasonable distances, such as Champaign ($5,196) and Bloomington ($5,053).

Naperville

$5,672

Illinois

$5,339

The United States

$4,957

Rockford

$5,625

Danville

$8,818

Bloomington

$5,053

Champaign

$5,196

The Cost of Home Care vs. Other Senior Care Options in Naperville

Home care’s monthly median fee of $5,672 is below home health care’s $5,720. However, it must be noted the latter is a medical service typically delivered by registered nurses and therapists, which increases costs. Adult day care is cheaper than home care, at $1,842, but it’s not a one-on-one service, or suitable for homebound seniors. Assisted living is more affordable too, at $4,825, but will require institutionalization. Nursing homes deliver near-hospital levels of medical care, resulting in their fees in Naperville being around $6,996.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Naperville was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Naperville, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Naperville, IL

Seniors in Naperville living at home can call on the help of numerous government agencies and non-profits who provide financial support at little to no cost. The support services listed here can help provide healthy meals most days, legal assistance and reduce the tax burden on homes. They can also make homes more energy-efficient and help with utility bills.

Resource	Contact	Service
Meals on Wheels	(630) 620-0804	DuPage Senior Citizens Council operates a home-delivered meal service for homebound seniors in Naperville who have no other way of getting fresh meals daily. Meals are low in salt and cholesterol and provide one-third of an adult's daily recommended dietary needs. Special diets are also catered for, and drivers conduct wellness checks during the delivery.
Weatherization Program	(630) 407-6500	DuPage County residents with incomes not exceeding 200% of the federal poverty level may be eligible for the assistance from the Weatherization Program. It covers owner-occupied and rental properties that aren't energy efficient. Consequently, it can reduce participants' energy bills and make their homes more comfortable. Works vary, but may include insulating walls and attics, sealing sources of air intrusion and heat escape and fitting LED light bulbs.
Utility Assistance Program	(630)-355-3663	Naperville's Utility Assistance Program helps residents with low incomes meet some of their energy costs. As of 2022, eligible applicants can receive an annual grant of up to $600 to pay their utility bills. The grant goes directly to the user's utility account, not their bank account. To qualify, the applicant can't have an income of more than 300% of the federal poverty level.
DuPage Legal Aid	(630) 653-6212	DuPage Legal Aid is a nonprofit law firm founded in 1975 to provide free legal information, advice and advocacy for DuPage County residents. It can help with civil law matters only, not criminal law. However, the areas its attorneys have experience in are wide-ranging and include housing, public benefits, health care, identity theft and consumer law.
Senior Citizens Homestead Exemption	Township Assessor or Supervisor of Assessment	DuPage County homeowners aged 65 or older can apply for the Senior Citizens Homestead Exemption, in addition to other eligible property tax relief programs. The exemption can lower the taxable value of their owner-occupied property by up to $5,000. The homeowner must have resided in the property for that tax year.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download

Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download

Talking with family and others about a loved one's needs

Frequently Asked Questions

What types of services can a home care agency in Naperville provide?

What should I look for in a good home care agency near me in Naperville?

How can I find home care agencies near me with availability?

Assisted living homes vs. home care: how to decide?

Which factor is most critical to effective home care?

Reviews of Care Providers Nearby

Home Care

Adam P.

5.0

March 23, 2025

I am a current client of this provider

Review of Assisting Hands Home Care Serving Naperville, Wheaton, Lisle, Glen Ellyn & the Surrounding Areas

My aging parents live independently, but their doctors told them not to drive anymore. I called Assisting Hands to discuss options and Bryce was extremely helpful in thinking about their needs and...

Home Care

David

5.0

March 20, 2025

I am a current client of this provider

Review of Assisting Hands Home Care Serving Naperville, Wheaton, Lisle, Glen Ellyn & the Surrounding Areas

Assisting Hands provides Professional, compassionate and responsive care for my parents 4 hours a day, 7 days a week.

Home Care

John P_64

4.0

March 18, 2025

I am a current client of this provider

Review of BrightStar - Naperville / Oak Brook

I'm happy with our current caregiver. We've had difficulty maintaining a consistent caregiver. We would appreciate more reliable personnel.

The 10 Best Home Care Agencies for Seniors in Naperville, IL for 2025

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On this page:

Paying for Home Care in Naperville, IL

The Cost of Home Care in Naperville

The Cost of Home Care vs. Other Senior Care Options in Naperville

Financial Assistance for Home Care in Naperville, IL

Free & Low-Cost Home Care Resources in Naperville, IL

Determining Your Loved One’s Need for In-Home Care

Guidelines for Talking About In-Home Care

Frequently Asked Questions

What types of services can a home care agency in Naperville provide?

What should I look for in a good home care agency near me in Naperville?

How can I find home care agencies near me with availability?

Assisted living homes vs. home care: how to decide?

Which factor is most critical to effective home care?

Reviews of Care Providers Nearby

In Home Care near Naperville, IL

Other Options in Naperville, IL

Home Care near Dupage County, IL

More Options Near Naperville, IL

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