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The 10 Best Home Care Agencies for Seniors in Elk Grove Village, IL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Elk Grove Village, IL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 75 options below.

Home Care Services in Elk Grove Village, Illinois

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Paying for Home Care in Elk Grove Village, IL

The Cost of Home Care in Elk Grove Village, IL

According to the 2020 Genworth Cost of Care Survey, Elk Grove Village area seniors pay $476 more than the national median of $4,481 and $190 more than the state median of $4,767. Decatur’s rates are among the lowest in the state at $4,433, while Champaign’s are among the highest at $5,005. Home care in Bloomington costs $4,862, which is $95 less than in Elk Grove Village. Kankakee’s prices are the same as the U.S. average of $4,767.   

Elk Grove Village

$4,957

Illinois

$4,767

The United States

$4,481

Bloomington

$4,862

Champaign

$5,005

Decatur

$4,433

Kankakee

$4,767

The Cost of Home Care vs. Other Senior Care Options in Elk Grove Village, IL

In Elk Grove Village, seniors have multiple long-term care options to choose from. Adult day health care care is the most affordable option at $1,614 per month. Assisted living offers similar care as home care and is lower at $4,950. For seniors needing medical services, including registered nurses or therapists, home health care is $5,053 as compared to home care, which is $4,957. Nursing homes cost $8,076, making it the most expensive option.

Home Care

$4,957

Home Health Care

$5,053

Adult Day Health

$1,614

Assisted Living

$4,950

Nursing Home Care (semi-private room)

$8,076

NoteData for Elk Grove Village was not available, so data for the nearest city, Chicago Area, was used instead.   

Financial Assistance for Home Care in Elk Grove Village, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.

Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.

Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.

Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.

Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Elk Grove Village, IL

Seniors living in Elk Grove Village have access to many organizations that can assist with aging in place. The resources listed below offer seniors multiple types of services to help reduce monthly expenses, provide meals, assist with home repairs and provide transportation.

ResourceContactService
Illinois Department on Aging's Community Care Program (CCP)(800) 252-8966The CCP helps seniors who would otherwise need nursing home care to maintain their independence and remain at home with the help of in-home and community-based services. To be eligible, Illinois residents must be 60 years of age or older, be either a U.S. Citizen or eligible noncitizen within specific categories, have nonexempt assets of $17,500 or less and have an assessed need for long-term care. Based on income, the cost may be free or a small fee may be charged.
Kenneth Young Center(847) 524-8800Kenneth Young Center is a nonprofit provider of senior support services for the residents of Elk Grove Village and Schaumburg Township. The center follows a sliding fee scale based on income and whether insurance is involved. Senior services include information, assistance and in-home need assessments, Meals-on-Wheels and other pertinent programs.
Pace Dial-A-Ride(847) 299-6212Transportation services are available through PACE at a discounted price for seniors. Senior citizens aged 65 and older and disabled residents pay $.65 per ride. Residents need to call at least one hour before the desired pickup time, which starts at 8:30 a.m. Monday through Saturday.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

Dawn

I am a current client of this provider

Review of Home Instead - Elk Grove Village, IL

Home Instead-Elk Grove Village, IL helped us get my sister-in-law's house ready to live in. She had kind of let things go for a while, and they helped with cleaning and getting her house in good...

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Home Care

Peg S

I am a current client of this provider

Review of Home Instead - Elk Grove Village, IL

Home Instead caregivers are knowledgeable and flexible in their work. Their ideas are some that I haven’t thought of.

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Home Care

gailbernoff

I am a past client of this provider

Review of Home Instead - Elk Grove Village, IL

G. Bernoff My dad just passed at the age of 97. Home Instead Senior Care cared for my dad three hours of day, 5 x a week. Care included getting him out of bed, dressing, applying lotion and...

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In Home Care near Elk Grove Village, IL

ItascaWood DaleMedinahBensenvilleAmf OhareRoselle

Other Options in Elk Grove Village, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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