The 10 Best Home Care Agencies for Seniors in Addison, IL for 2025

Q: How many home care agencies are there near Addison?

There are more than <a href="https://www.caring.com/senior-care/in-home-care/illinois/addison">40 home care agencies</a> operating in and around Addison. Based on reviews, the region&#8217;s agencies collectively get 4.8 out of 5 stars, which is exceptionally high and likely to please seniors considering home care in Addison. However, as each agency is unique, seniors shouldn&#8217;t assume they all deliver the same services to the same high standard, so it&#8217;s prudent to research all on the shortlist carefully.

Q: What is the difference between in-home care and home health care?

In-home care is a non-medical service for seniors who can&#8217;t perform common daily tasks without assistance. These include maintaining their home, shopping for groceries and preparing meals. Home health care is a medical service for seniors recovering at home from an illness or surgery. Care comes from medical professionals, such as registered nurses and therapists, and it&#8217;s not uncommon for home-appropriate medical equipment to be used. In-home and home health care agencies also assist seniors with more personal tasks, such as bathing and dressing.

Q: How do you pay for senior care at home?

Personal pay is the most common method of paying for senior care at home. This usually means using current income and savings or releasing equity on the home through a <a href="https://www.caring.com/best-reverse-mortgage-companies/">reverse mortgage</a>. Another method is an <a href="https://www.investor.gov/introduction-investing/investing-basics/glossary/annuities">annuity</a>, although this will require preplanning, as it’s usually prepaid in installments up until the policy starts to pay home care costs. However, some policies allow for lump sum payments in advance, so it’s worth checking. Medicare isn&#8217;t a long-term solution for home care, but seniors with an appropriate <a href="https://www.caring.com/medicare/medicare-part-c/">Medicare Advantage</a> plan may qualify for help over longer periods.

Q: Assisted living homes vs. home care: how to decide?

In-home care and <a href="https://www.caring.com/senior-living/assisted-living/illinois/addison">assisted living</a> deliver similar services, such as cleaning living spaces, preparing meals and helping with some daily tasks, such as dressing. The difference is accommodations, as in-home care allows seniors to remain at home, while assisted living necessitates relocating. The advantages of in-home care include being surrounded by personal objects and having privacy, but seniors living alone won’t have company 24/7. Assisted living may not be as comfortable or private as being at home, but staff is on hand round-the-clock, and there are opportunities to socialize with other residents.

Q: What to expect with hospice care at home?

Every agency differs in how it delivers hospice care at home, but all assign a case manager whose role is to direct services and be a point of contact for family members. The case manager will personalize the service as much as they can and make necessary changes to ensure the care provided is relevant to the changing situation. Seniors should expect regular visits from therapists and other specialists, as well as home health aides and a chaplain. Additionally, the case manager will check all the required medical equipment is delivered, monitored and maintained.

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Paying for Home Care in Addison, IL

The Cost of Home Care in Addison, IL

The 2021 Genworth Cost of Care Survey shows Addison’s seniors typically pay an additional $333 per month for home care services when compared to the median for Illinois and $715 when set against the U.S. average. Consequently, the town is costlier than normal, although not comparable with cities such as Danville, where the average fee is $8,818. At $5,625, Rockford is more affordable than Addison, although the monthly savings of $47 might not be enough to tempt seniors north. Kankakee’s $5,148 might, though, as it equates to an annual savings of around $6,288.

Addison

$5,672

Illinois

$5,339

The United States

$4,957

Rockford

$5,625

Kankakee

$5,148

Danville

$8,818

The Cost of Home Care vs. Other Senior Care Options in Addison, IL

Home health care’s provision of medical care adds another $48 to the $5,672 average that home care agencies charge for their non-medical services. Adult day health care facilities are Addison’s most affordable option, at $1,842, while assisted living is the least costly option providing accommodations and care, at $4,825. Nursing home care is the most expensive, costing an average of $6,996 for a standard semiprivate room.

Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Addison was unavailable, so data for the nearest city, Chicago, was used instead.

Financial Assistance for Home Care in Addison, IL

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Addison, IL

Addison’s seniors residing at home can access many free and low-cost services to help them overcome common difficulties, such as the cost of making their home more energy-efficient and getting fresh and nutritious meals. There is also support for those with unmanageable utility bills and seniors eligible for tax reductions on their homes.

Resource	Contact	Service
Meals on Wheels	(630) 620-0804	DuPage Senior Citizens Council operates a home-delivered meals program for residents aged 60 and over who struggle to prepare their own food and don't have anyone who can help regularly. The program caters to various diets, including vegetarian, diabetic and puréed. The volunteer drivers also make wellness checks at the time of delivery. Although meals are free, the program asks seniors and their families to donate what they can to cover remaining costs after funding.
Low Income Home Energy Assistance Program	(630) 407-6500	The federal Low Income Home Energy Assistance Program provides a one-time payment to eligible Addison residents to help cover some of their energy costs. It's paid during winter and is available to homeowners and renters. Applicants can also apply to join the Percentage of Income Payment Plan, which can help them manage energy costs throughout the year. The plan contributes a portion toward the senior's energy bills every month.
Senior Homestead Exemption	(630) 530-8161	Adults aged 65 and older in Addison who own and reside in their homes are eligible for the Senior Homestead Exemption. As of 2022, it reduces the assessed value of their homes by $5,000, consequently reducing the amount of property tax they need to pay. Adults eligible for the exemption with combined annual household gross incomes of no more than $55,000 also qualify for the Senior Assessment Freeze Homestead Exemption.
Illinois Home Weatherization Assistance Program	(630) 407-6500	The Illinois Home Weatherization Assistance Program can reduce the cost of heating and cooling the homes of renters and homeowners in Addison on low incomes. It can also upgrade houses that violate building codes and those with structural issues that endanger the occupants. The annual income of the entire household determines eligibility. It cannot be more than 150% of the federal poverty level if state funds are used or 200% if the funding is by DOE and HHS. Work typically carried out includes insulating attics, repairing HVAC equipment and sealing sources of air leaks.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download

Talking with Family and Others about a loved one's needs

Frequently Asked Questions

How many home care agencies are there near Addison?

What is the difference between in-home care and home health care?

How do you pay for senior care at home?

Assisted living homes vs. home care: how to decide?

What to expect with hospice care at home?

Reviews of Care Providers Nearby

Home Care

kfatim01

1.0

September 29, 2020

I am a past client of this provider

Review of Family Home Health Network

Terminated home health services abruptly without notification for my mother who is completely bed bound multiple stroke survivor. The nurse, OT and PT didn't even know that the office terminated...

Home Care

Hurtnomore

1.0

January 21, 2020

I am a past client of this provider

Review of Family Home Health Network

Caregivers don’t seem happy and care is terrible because of it. Scheduling was not a pleasant experience. Do yourself a favor and request any other company for In home care.

Home Care

Dorita

4.0

November 1, 2018

I am a current client of this provider

Review of Family Home Health Network

Family Home Health Services has better caregivers than the other agency we're using and they seem to do a decent job taking care of my father. They offer basically homemaker services. They make...

The 10 Best Home Care Agencies for Seniors in Addison, IL for 2025

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On this page:

Paying for Home Care in Addison, IL

The Cost of Home Care in Addison, IL

The Cost of Home Care vs. Other Senior Care Options in Addison, IL

Financial Assistance for Home Care in Addison, IL

Free & Low-Cost Home Care Resources in Addison, IL

Determining Your Loved One’s Need for In-Home Care

Guidelines for Talking About In-Home Care

Frequently Asked Questions

How many home care agencies are there near Addison?

What is the difference between in-home care and home health care?

How do you pay for senior care at home?

Assisted living homes vs. home care: how to decide?

What to expect with hospice care at home?

Reviews of Care Providers Nearby

In Home Care near Addison, IL

Other Options in Addison, IL

Home Care near Dupage County, IL

More Options Near Addison, IL

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