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The 10 Best Home Care Agencies for Seniors in Mc Donough, GA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Mc Donough, GA, residents and their loved ones rate In Home Care agencies across the 73 options below.
Home Care Services in Mc Donough, Georgia
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Epsilon Home Based Quality Care - Snellville, GA
1350 Scenic Highway Suite 266 , Snellville, GA, 30078
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Paying for Home Care in McDonough, GA
The Cost of Home Care in McDonough, GA
The Genworth Cost of Care Survey 2020 shows that the price of home care in McDonough averages $4,147 per month. This is $334 lower than the national average of $4,481, but $143 higher than the state average. Costs in McDonough are also higher than most nearby cities. Seniors in Macon pay just $3,569, while costs in Athens and Rome are similar at $4,052 and $4,099 respectively. At $4,385 per month, Gainesville is the only city nearby less affordable than McDonough.
McDonough
$4,147
Georgia
$4,004
United States
$4,481
Macon
$3,569
Athens
$4,052
Gainesville
$4,385
Rome
$4,099
The Cost of Home Care vs. Other Senior Care Options in McDonough, GA
There are a variety of senior living options available to older adults in McDonough. Adult day health care is the most affordable option at $1,300, while the cost of assisted living is slightly lower than home care at $4,000 per month. At $4,195, home health care in McDonough is $48 higher than home care. This reflects the added medical services available through home health care including skilled nursing and physical therapy. Nursing home care is the least affordable option at $6,950 for a semiprivate room.
Home Care
$4,147
Home Health Care
$4,195
Adult Day Health
$1,300
Assisted Living
$4,000
Nursing Home Facility (semiprivate room)
$6,950
Note: Data for McDonough was unavailable, so data for the nearest city, Atlanta, was used instead.
Financial Assistance for Home Care in McDonough, GA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in McDonough, GA
Seniors in McDonough can access many free and low-cost programs designed to support aging in place. Programs are provided by local and governments, as well as nonprofit organizations. Seniors can receive financial assistance for bills and home modifications and can access services such as home-delivered meals and case management.
| Resource | Contact | Service |
|---|---|---|
| Homestead Exemption | (770) 288-7999 | Henry County has exemptions to help seniors pay for property tax. To be eligible for the Basic Homestead exemption, applicants must own the home and it must be their primary place of residence. In addition to this basic exemption, people aged 62 or older can receive an additional exemption that increases at 65, 68 and 70 years of age. |
| Low Income Home Energy Assistance Program (LIHEAP) | (404) 363-0575 | LIHEAP is a federally funded program designed to help low-income households pay for heating and cooling their home. Applicants must meet certain income guidelines based on the number of people living in the household. Funds are provided once per year, and crisis funding is also available. People aged 60 and over are a priority target for the program. |
| Care Management Services | (404) 463-3333 | The Atlanta Region’s Aging and Disability Resource Connection offers care management services to older adults and people with disabilities. The care managers are able to assess needs, develop a plan for services and arrange the delivery of care. This service can help seniors in the home access local resources and maintain their independence. |
| Henry County Senior Services | (770) 288-7000 | Henry County Senior Services has a range of programs that help older adults who are aging in place. The county organizes Meals on Wheels deliveries in the region and can provide home care services to eligible seniors. The department also has senior centers throughout the county that provide low-cost breakfasts and lunches and offer social and educational activities. |
| Weatherization Assistance Program | (404) 463-3333 | The Weatherization Assistance Program helps low-income households pay for energy-efficiency improvements in their home. This can include adding insulation, replacing refrigerators with energy efficient models, air sealing the building and improving or replacing heating systems. These measures can significantly reduce energy bills. Seniors are one of the groups targeted by the program, which is available to people who meet the income guidelines. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
