The 10 Best Home Care Agencies for Seniors in Lawrenceville, GA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Lawrenceville, GA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 100 options below.

Based on rates in the Genworth 2021 Cost of Care Survey, seniors in Lawrenceville can expect to pay $4,290 per month for in-home care. This is consistent with the Georgia norm and offers potential monthly savings over the national average of $4,957. In Macon, care costs trend several hundred dollars lower at $3,813, but other nearby cities typically have costlier care. In Athens, rates are $240 higher than in Lawrenceville, and in Dalton, monthly fees come in at $4,862. Care costs in Gainesville are about $860 higher than in Lawrenceville.

Home care agencies in Lawrenceville charge $4,290 per month for basic services, such as help with bathing and dressing. Home health care, which includes skilled nursing services, costs about $290 more. While home care is economically priced compared to nursing home care, which has base monthly rates of $7,528, other local senior care options may be more affordable. Those who opt for assisted living pay $3,845 for housing and care, and seniors who attend adult day health care pay $1,327.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.