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The 10 Best Home Care Agencies for Seniors in Margate, FL for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Margate, FL, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 67 options below.
Home Care Services in Margate, Florida
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"Unified Pledge Home Health is a full service home health agency servicing Palm Beach & Broward County Florida! We provide Home Health Aides ..."
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Paying for Home Care in Margate, FL
The Cost of Home Care in Margate, FL
Home care agencies in Margate charge $4,195 per month for services, making this city an economical option for care. Statewide, seniors pay $4,767 for in-home care, and nationally, the average rate is $4,957. Local rates are about $1,000 cheaper than in Cape Coral, where rates are among the highest in the state at $5,196. In Orlando, residents pay $4,767, and in Port St. Lucie, monthly fees average $4,671. Care costs in Homosassa Springs are comparable to rates in Margate, averaging $4,273 per month.
Margate
$4,195
Florida
$4,767
The United States
$4,957
Port St. Lucie
$4,671
Orlando
$4,767
Cape Coral
$5,196
Homosassa Springs
$4,273
The Cost of Home Care vs. Other Senior Care Options in Margate, FL
Margate seniors have multiple senior care options to address their needs. The most affordable long-term care option is adult day health care at $1,517. Home health care, which is similar to in-home care but includes skilled nursing services, and assisted living, which includes personal care services in a residential setting, are a little more expensive at $4,385. Nursing homes charge the most at $9,019 per month.
Home Care
$4,195
Home Health Care
$4,385
Adult Day Health Care
$1,517
Assisted Living Facility
$4,385
Nursing Home Facility (semiprivate room)
$9,019
Note: Data for Margate was unavailable, so data for the nearest city, Miami, was used instead.
Financial Assistance for Home Care in Margate, FL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Margate, FL
In Margate, older adults can access free and low-cost services to help them save money on home care services. The following table highlights that agencies and programs provide supportive services for seniors to remain in their homes safely.
| Resource | Contact | Service |
|---|---|---|
| Northwest Focal Point Senior Center | (954) 973-0300 | The Northwest Focal Point Senior Center is a nonprofit center that provides social and recreational programs for older adults to reduce loneliness and isolation. Seniors participate in table games, holiday parties and special events. The center also provides adult day care services, health screenings, telephone reassurance services, local transportation, and daily congregate meals. |
| Area Agency on Aging Broward County | (954) 745-9779 | The Area Agency on Aging administers free and low-cost services to those aged 60 and over in the Margate region. Seniors can obtain home-delivered and congregate meals, participate in health and wellness classes and attend local senior centers. The nonprofit agency works with Broward County Transit to provide transportation for older adults and has home assistance programs to help seniors pay energy bills and obtain minor home repairs. |
| Meals on Wheels South Florida | (954) 731-8770 | Meals on Wheels South Florida provides home-delivered meals, friendly visits and safety checks to housebound individuals in Margate and the surrounding region. It also has an energy assistance program to help older adults avoid service disconnection, and it has a vaccine clinic to help seniors maintain their health. Along with home-delivered meals, the agency provides grocery shopping assistance, meals for companion pets and congregate meals. |
| Homeowner Programs | (954) 357-4916 (Last names from A–M) (954) 357-4942 (Last names from N–Z) | Several homeowner programs open to older adults in Margate may help them reduce their living expenses. The Minor Home Repair Program provides home improvements to help it stay safe and comfortable. This may include roofs, doors, windows and air conditioning. The Barrier Free/Special Needs Housing Program provides home modifications for qualifying individuals. |
| Low-Income Home Energy Assistance Program | (954) 357-5025 | The Broward County Community Action Agency administers the Low Income Home Energy Assistance Program, which provides financial assistance with electric bills. It bases eligibility on family size and income. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
martp918
5.0
Review of Companion Care of South Florida, Inc.
At age 94, my father could no long care for himself, however I did not want to place him in a nursing home. I found Companion Care of South Florida through a referral and engaged them to be care...