The 10 Best Home Care Agencies for Seniors in Jacksonville, FL for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Jacksonville, FL, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 62 options below.
Home Care Services in Jacksonville, Florida
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On this page:
- Home Care Services in Jacksonville, Florida
- Paying for Home Care in Jacksonville, FL
- Financial Assistance for Home Care in Jacksonville, FL
- Free & Low-Cost Home Care Resources in Jacksonville, FL
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Jacksonville, FL
The Cost of Home Care in Jacksonville, FL
Genworth’s 2024 Cost of Care Survey lists the cost of home care in Jacksonville as $5,434 per month, $286 below the national median. Rates come in lower than the state norm of $5,625, with only a few nearby cities being more affordable, including Orlando where seniors make monthly savings of $1,430. Deltona agencies match the state median while rates soar to $6,637 in North Port.
Jacksonville
$5,434
Florida
$5,625
United States
$5,720
Orlando
$4,004
Deltona
$5,625
Tampa
$4,957
North Port
$6,637
The Cost of Home Care vs. Other Senior Care Options in Jacksonville, FL
Jacksonville seniors employing home care agencies pay one of the highest rates for senior care, only surpassed by the $11,710 cost of nursing homes for round-the-clock monitoring and skilled nursing care. Seniors pay $5,148 for the medical services offered by home health providers. Those moving into residential care pay $5,350 for assisted living while seniors only requiring daytime services pay $3,088 for adult day health care.
Home Care
$5,434
Home Health Care
$5,148
Adult Day Health Care
$3,088
Assisted Living Facility
$5,350
Nursing Home Care (semi-private room)
$11,710
Financial Assistance for Home Care in Jacksonville, FL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Jacksonville, FL
Jacksonville seniors have access to several resources that can help them to live comfortably within their means during their long-term care. These resources include local and federal agencies that can assist with home repair and modification, rent, transport and other useful services. Seniors and their loved ones can find out more by contacting the organizations below.
Resource | Contact | Service |
---|---|---|
Florida Emergency Rental Assistance Program | (833) 493-0594 | This federally funded relief program provides seniors and other Florida residents with emergency assistance on rent and utility bills. Citizens must rent their property within Florida and have income equal to or below 80% of the area’s median income. Qualifying applicants can receive assistance for up to 15 months. |
Aging True Community Senior Services | (904) 807-1203 | This nonprofit offers various services to seniors throughout northeast Florida, including specialized programs for older adults receiving home care. Eligible seniors can receive assistance with activities of daily living and the organization operates a Meals on Wheels service, which helps seniors receive nutritious and balanced meals at a reduced cost. |
Jacksonville Transportation Authority: ReadiRide | (904) 679-4555 | The Jacksonville Transportation Authority offers complimentary transport on all bus routes for adults over the age of 65. It also operates ReadiRide, a free door-to-door service for seniors needing scheduled transport. Citizens can easily determine their eligibility or schedule a trip by phone. |
Florida Assistance for Community Action | (813) 540-8580 | Florida Assistance for Community Action is a network of nonprofits, government organizations and other social service providers advocating for the welfare of low-income families. Services include a Low-Income Home Energy Assistance Program and a Weatherization Assistance Program, which can help seniors optimize their living conditions while receiving long-term care from home. |
ElderSource | (888) 242-4464 | ElderSource is a nonprofit agency that helps senior citizens and their loved ones and caregivers access the community services they need. This includes counseling on long-term care options and assistance while applying to the Statewide Medicaid Managed Care Long-Term Care Program. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
![Checklist for determining the need for in-home care](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FHome_Care_Checklist_Preview-1.png&w=256&q=75)
![Checklist for determining the need for in-home care](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FHome_Care_Checklist_Preview-1.png&w=256&q=75)
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
![Talking with family and others about a loved one's needs](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FTalking_With_Family_Preview.png&w=256&q=75)
![Talking with family and others about a loved one's needs](/_next/image?url=https%3A%2F%2Fdlyhjlf6lts50.cloudfront.net%2Fapp%2Fuploads%2F2019%2F04%2FTalking_With_Family_Preview.png&w=256&q=75)
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Leslie B_16
5.0
Review of Concierge Care - Jacksonville, FL
Just caring for my mom in a way that is high quality care with compassion. They have always found really great caregivers and work well with others.
Home Care
Lantz H
4.0
Review of Concierge Care - Jacksonville, FL
They have helped the most with companionship and behavior monitoring. I like their timeliness and that they keep me informed all of the time.
Home Care
Mike K_16
4.0
Review of Concierge Care - Jacksonville, FL
They showed up and did their job. I have been pleased with them. They have been easy to work with. They have been knowledgeable.