The 10 Best Home Care Agencies for Seniors in Hallandale Beach, FL for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Hallandale Beach, FL, residents and their loved ones rate In Home Care agencies across the 62 options below.

The 2021 Genworth Cost of Care Survey gives valuable insights into the cost of senior care in Hallandale Beach and other cities. At an average monthly cost of $4,195 — $572 less than the Florida average and $762 less than the national average — Hallandale Beach is one of the most affordable cities for nonmedical home care in South Florida. In Port St. Lucie, seniors can expect to pay around $476 more each month than those in Hallandale Beach, and in Sebring, they pay an average of $572 more. Topping that, Hallandale Beach seniors save around $1,001 on the cost of home care compared to their peers in Cape Coral, and a staggering $1,525 compared to those living in Naples.

Adult Day Health Care, the most affordable option for senior care in Hallandale Beach, costs around $1,517 per month. Nonmedical home care costs around $4,195 while home health care averages $4,385. Assisted living is priced the same as home health care at $4,385, and nursing home care costs an average of $9,019.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.