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The 10 Best Home Care Agencies for Seniors in Coconut Creek, FL for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Coconut Creek, FL, residents and their loved ones rate In Home Care agencies across the 62 options below.
Home Care Services in Coconut Creek, Florida
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Affordable Senior Care - Ft Lauderdale, FL
1699 E Oakland Park Blvd , Fort Lauderdale, FL, 33334
What you can do with Caring
On this page:
- Home Care Services in Coconut Creek, Florida
- Paying for Home Care in Coconut Creek, FL
- Financial Assistance for Home Care in Coconut Creek, FL
- Free & Low-Cost Home Care Resources in Coconut Creek, FL
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Coconut Creek, FL
The Cost of Home Care in Coconut Creek, FL
The Genworth 2020 Cost of Care Survey reports that the average cost of home care in Coconut Creek is $3,623 per month. This is $572 less than the Florida statewide average of $4,195 and $858 less than the national median of $4,481. Coconut Creek also offers cost savings over several nearby cities, including Naples, where the average monthly rate is $4,767. This holds true for Coconut Creek versus Cape Coral and Port St. Lucie, where the average costs are $4,576 and $4,147, respectively.
Coconut Creek
$3,623
Florida
$4,195
United States
$4,481
Naples
$4,767
Cape Coral
$4,576
Port St. Lucie
$4,147
The Cost of Home Care vs. Other Senior Care Options in Coconut Creek, FL
Care costs vary in Coconut Creek. Adult day health care has the lowest cost at $1,300 per month. Home care averages $3,623 per month, whereas home health care costs $3,813. In contrast to home care, home health care includes certain medical services that may be provided by registered nurses or therapists. Assisted living costs slightly less at $3,500 per month, while nursing homes charge an average of $9,095 for a semiprivate room.
Home Care
$3,623
Home Health Care
$3,813
Adult Day Health
$1,300
Assisted Living
$3,500
Nursing Home Care (semi-private room)
$9,095
Note: Data for Coconut Creek was unavailable, so data for the nearest city, Miami, was used instead.
Financial Assistance for Home Care in Coconut Creek, FL
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Coconut Creek, FL
In the Coconut Creek area, various resources are available to help seniors remain living independently in their own homes by assisting with various tasks, providing information on services and easing certain expenses. Below is a list of several resources Coconut Creek’s older population can use to help them age in place successfully.
| Resource | Contact | Service |
|---|---|---|
| Area Agency on Aging of Broward County | (954) 745-9779 | The AAA of Broward County offers counseling to seniors regarding their Medicare options, covering topics such as plan choices, eligibility and enrollment, prescription assistance and long-term care insurance. Transportation is also available, as is help with utility bills and minor home repairs for eligible clients. Additionally, the organization offers caregiver support and telephone reassurance programs, access to legal assistance and health and wellness classes, among other services. |
| Meals on Wheels of South Florida | (954) 731-8770 | Meals on Wheels of South Florida offers home-delivered meals to seniors aged 60 and older. Staff complete an in-home assessment to determine a senior's needs and place them in an appropriate food program. The organization also offers a grocery-shopping service and food for companion animals. Additionally, it operates a friendly visitors program to reduce isolation among seniors. |
| Rebuilding Together Broward | (954) 772-9945 | Rebuilding Together Broward offers critical repair services to help seniors improve the comfort and safety of their homes. Services include gap and crack sealing, fixes to kitchens and bathrooms, and the installation of handrails, ramps and grab bars, among others. |
| Low-Income Home Energy Assistance | (954) 357-5025 | Seniors having difficulty paying their electric bills may obtain assistance through the LIHEAP program. Eligibility is based on an individual's income and household size. Assistance is available for seniors who need help completing an application. |
| Broward County Elderly and Veterans Services Division | (954) 357-6622 | The Broward County Elderly and Veterans Services Division has veteran services officers available to help senior veterans access benefits they've earned through their military service. Officers can help seniors obtain necessary records and file applications for VA pensions, disability compensation and Aid and Attendance or Housebound Allowance supplemental payments, which can be used to cover the cost of home care services. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
