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The 10 Best Home Care Agencies for Seniors in Enfield, CT for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Enfield, CT, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 45 options below.

Home Care Services in Enfield, Connecticut

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On this page:

  • Home Care Services in Enfield, Connecticut
  • Paying for Home Care in Enfield, CT
  • Financial Assistance for Home Care in Enfield, CT
  • Enfield Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Enfield, CT

The Cost of Home Care in Enfield, CT

At $5,329 per month according to the 2021 Genworth Cost of Care Survey, home care rates in Enfield are slightly higher than the state average, though they are about $370 more expensive than the national average. These costs are quite typical for the region, with similar costs seen in nearby communities such as Bridgeport and Springfield, MA. New Haven’s rates are right on par with the Connecticut state average, so it’s a little less expensive. Enfield is, however, an affordable option compared to Norwich, which has the state’s highest home care rates.

Enfield

$5,329

Connecticut

$5,243

United States

$4,957

Bridgeport

$5,339

New Haven

$5,243

Norwich

$5,506

Springfield, MA

$5,339

The Cost of Home Care vs. Other Senior Care Options in Enfield, CT

Seniors with minimal care needs may opt for part-time adult day care, which is the most affordable care option in Enfield. Assisted living offers similar services to home care, though it’s slightly more affordable and requires relocating. Home health care is more expensive than in-home care as it includes the assistance of a skilled nursing aide. Individuals who require high levels of care may opt for nursing home care, the most expensive option in Enfield.

Home Care

$5,329

Home Health Care

$5,577

Adult Day Health Care

$1,896

Assisted Living

$5,225

Nursing Home Facility (semiprivate room)

$13,247

Note: Data for Enfield was not available, so data for the nearest city, Hartford, was used instead.

Financial Assistance for Home Care in Enfield, CT

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Enfield Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Enfield:

ResourceContactAddressService
Enfield Dial-A-Ride Program(860) 272-3545110 High Street, Enfield, CT 06082Enfield residents who are aged 60 and over can get rides in town through the Enfield Dial-A-Ride program. This includes rides for medical appointments, shopping and recreation. The service requires an annual membership fee, but the number of rides is unlimited after paying the fee. Medical and dental appointments are given priority when scheduling rides.
Enfield Senior Center(860) 763-7425299 Elm Street, Enfield, CT 06082Seniors can visit the Enfield Senior Center for social and educational activities. The Senior Center provides help with taxes, so seniors can get professional assistance filing their taxes. Other professional services include an Ask the Lawyer, Ask the Realtor and Ask the CPA service, all of which are available via phone to help homebound seniors. Through the center’s services, seniors can ward off loneliness and take advantage of senior-friendly recreation.
Homeowner’s Tax Relief(860) 253-6396110 High Street, Enfield, CT 06082The Homeowner’s Tax Relief program allows Enfield seniors to get a tax reduction on the property taxes for their primary home. To qualify, the applicant must be aged 65 or older and must have lived in the state for at least one year. This program has no asset limit, but it does have annual income limits of $43,000 for married couples and $35,300 for single individuals.
Meals on Wheels(860) 560-5848555 Windsor Street, Hartford, CT 06120Meals on Wheels delivers meals to home-bound seniors living in Middlesex, Tolland and Hartford counties. Meals are delivered directly to senior’s homes through the help of volunteers and staff. Hot lunches are served daily, with options for special diets and textures available. This service is offered to medically homebound seniors who cannot go to community meal sites.
Energy Assistance Program(860) 560-5800395 Wethersfield Avenue, Hartford, CT 06114The Energy Assistance Program offers financial help to Enfield residents who are struggling to pay their energy bills. This program covers portions of the applicant’s utility bills, helps with fuel delivery and assists low-income, homebound seniors so they can avoid having their utilities turned off. It also teaches seniors how to lower their energy bills using eco-friendly techniques.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

JIm

I am a current client of this provider

Review of Esperanza Plus Inc

I am using Esperanza Plus Inc. They take care of me, pretty much get me up in the morning, and give me a sponge bath. They help me get dressed. I have some problems with my legs, so I get up out of...

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Home Care

S. Love

I am a current client of this provider

Review of Esperanza Plus Inc

I was recently discharged from the hospital after a 2 month stay to treat newly diagnosed illness. This agency provides me with home care and for various everyday functions, such as laundry, dishes...

Read more

Home Care

H. M. Phillips Family

I am a past client of this provider

Review of Esperanza Plus Inc

This agency went above and beyond in helping us find, dedicated skilled and compassionate caregivers for our family member in her final days. The trained professionals Were with us during our...

Read more

In Home Care near Enfield, CT

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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