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Goal Line Home Care, LLC - San Diego, CA
8880 Rio San Diego Dr Suite 800, San Diego, CA, 92108
The 10 Best Home Care Agencies for Seniors in Valley Center, CA for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Valley Center, CA, residents and their loved ones rate In Home Care agencies across the 23 options below.
Home Care Services in Valley Center, California
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Kindred Dahlia (A Sister Care Group LLC) - San Diego, CA (CLOSED)
355 Woodman Street , San Diego, CA, 92114
Golden Wishes Home Care - San Diego, CA
3160 Camino Del Rio South Suite #306 , San Diego, CA, 92108
What you can do with Caring
On this page:
- Home Care Services in Valley Center, California
- Paying for Home Care in Valley Center, CA
- Financial Assistance for Home Care in Valley Center, CA
- Free & Low-Cost Home Care Resources in Valley Center, CA
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Valley Center, CA
The Cost of Home Care in Valley Center, CA
According to the 2020 Genworth Cost of Care Survey, home care in Valley Center costs, on average, $5,716 per month, which is more than the state and national averages of $5,529 and $4,481 respectively. The nearest cities included in the survey are all more affordable to varying degrees. Los Angeles is in the region of $5,434, Riverside averages $5,053, and El Centro comes in at $4,195.
Valley Center
$5,716
California
$5,529
United States
$4,481
El Centro
$4,195
Los Angeles
$5,434
Riverside
$5,053
The Cost of Home Care vs. Other Senior Care Options in Valley Center, CA
Home care is frequently companionship blended with home and personal care services, while home health care offers the same services with the addition of limited medical support from nurses and therapists. However, both services have identical average fees of $5,716. The most affordable type of care is provided in adult day centers, which usually charge about $1,733, while assisted living can be had for approximately $4,525 per month. Those who need 24/7 care should budget for $10,722, which is the average fee for a semiprivate room in a nursing home.
Home Care
$5,716
Home Health Care
$5,716
Adult Day Health
$1,733
Assisted Living
$4,525
Nursing Home Care (semi-private room)
$10,722
Note: Data for Valley Center was unavailable, so data for the nearest city, San Diego, was used instead.
Financial Assistance for Home Care in Valley Center, CA
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Valley Center, CA
Valley Center seniors can access many resources aimed at helping them continue to live at home in comfort and safety. The resources listed here can help with housing repair costs, paying a critical energy bill and getting freshly cooked meals every day.
| Resource | Contact | Service |
|---|---|---|
| Meals on Wheels San Diego County | (619) 260-6110 | Meals on Wheels San Diego County can deliver freshly prepared meals to seniors in Valley Center who are unable to cook for themselves or don't have someone to cook for them. A typical meal contains protein, vegetables, fruits and a choice of beverages. Meals are delivered seven days a week by volunteers who also make wellness checks during their visits. Meals on Wheels covers 60% of the cost of each meal regardless of the senior's ability to pay. |
| Campesinos Unidos Inc. | (619) 391-9790 | Campesinos Unidos Inc. is a nonprofit organization based in San Diego whose purpose is to support low-income seniors and families in the metro area. Its energy department operates multiple resources aimed at helping seniors with problems related to heating and cooling their homes. These include the Energy Crisis Intervention Program, which can make a one-time payment to the applicant's energy supplier if they're facing disconnection. There's also the Home Energy Assistance Program for nonemergency payments of energy bills and the Weatherization Program, which can help cover the cost of making a home safer and more energy-efficient. |
| Homeowners' Property Tax Exemption and PropertyTax Relief | (619) 531-5772 | Homeowners whose primary residence is in San Diego County are eligible for the Homeowners' Property Tax Exemption of $7,000 off the assessed value of their properties. There's no fee for the service and no requirement to reapply every year once accepted unless the senior vacates the property. County residents aged 55 and older who sell their homes and purchase another of equal or lesser value can also claim tax relief on their properties. |
| Housing Repair Loans & Grants Program | (858) 694-4847 | Owner-occupiers can apply for up to $25,000 from San Diego County to cover the cost of home repairs and modifications. Applicants must live in an unincorporated community and have an annual income of no more than 80% of San Diego County's area median income. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
