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The 10 Best Home Care Agencies for Seniors in La Mirada, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in La Mirada, CA, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 53 options below.

Home Care Services in La Mirada, California

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Paying for Home Care in La Mirada, CA

The Cost of Home Care in La Mirada, CA

The 2021 Genworth Cost of Care Survey reveals that the median monthly fee for home care in La Mirada is $5,911, which is costlier than the U.S. average of $4,957 but more affordable than California’s $6,101. Comparisons with nearby cities show La Mirada to be less expensive than most, such as Riverside, where the median is $6,101, and San Diego, where it’s $6,387. Seniors prepared to relocate for lower costs may wish to consider Oxnard, where the typical resident pays $5,815 per month, an annual savings of $1,152 when compared to La Mirada.

La Mirada

$5,911

California

$6,101

United States

$4,957

Oxnard

$5,815

San Diego

$6,387

Riverside

$6,101

The Cost of Home Care vs. Other Senior Care Options in La Mirada, CA

Home health care agencies specialize in medical care from licensed nurses and therapists, and home care agencies focus on nonmedical care. Despite the differences, both average $5,911 per month in La Mirada. Those choosing adult day health care can save $4,259 per month, while those choosing assisted living can save $661. However, adult day health care requires daily trips, and assisted living requires relocating. Nursing home care is the costliest option, at $3,214 more than home care.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for La Mirada was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in La Mirada, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in La Mirada, CA

A 2021 AARP study found 77% of adults aged 50+ preferred to remain in their homes for the long term but 71% recognized their homes had, or soon would have, accessibility issues. These factors and others may make some seniors reconsider home care as an option, but there are nonprofit organizations that can solve these issues for free or at a low cost. The following table provides information about five programs that serve La Mirada’s seniors.

ResourceContactService
Meals on Wheels La Mirada(562) 943-0037Meals on Wheels La Mirada is a local nonprofit staffed by volunteers who deliver hot, nutritious meals to the city's homebound seniors. The service relies on donations, so it welcomes any contributions seniors can make toward the costs of their meals.
AARP Foundation Tax-Aide Program(562) 567-9470IRS-certified volunteers operating from the Whittier Palm Park Center help seniors prepare their taxes each year. Elderly clients can drop off their documents at the center and a volunteer can do the prep work for them, or the two can work together. The service is free.
Home Improvement Assistance(562) 943-0131Low to moderate-income homeowners who satisfy all eligibility criteria can get a $30,000 loan at 3% annual interest. The loan must be used for home improvements, such as making it more accessible for a wheelchair user or fixing health and safety issues.
La Mirada Activity Center(562) 902-3160La Mirada Activity Center offers programs for seniors who would like to engage with others. There are age-appropriate exercise classes, education programs and creative activities, such as arts and crafts. The facility also houses a coffee club and cafe where members can socialize.
Durable Medical Equipment Loans(818) 279-6580Helping Hands operates a durable medical equipment closet that loans gently used devices to seniors for free. The length of the loan can vary, and the type of equipment available is subject to donations. Commonly loaned devices include wheelchairs, beds and bathroom safety devices.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

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I am a current client of this provider

Review of Synergy Healthcare

Synergy Home Care’s caregivers are very polite and empathetic with my mother. They helped her get dressed, shower, and play some games. They were able to accommodate me the next day after I talked...

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In Home Care near La Mirada, CA

La HabraNorwalkCerritosWhittierLa Habra HeightsSanta Fe Springs

Other Options in La Mirada, CA

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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