The 10 Best Home Care Agencies for Seniors in Sahuarita, AZ for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Sahuarita, AZ, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 26 options below.
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Paying for Home Care in Sahuarita, AZ
The Cost of Home Care in Sahuarita, AZ
According to the Genworth 2021 Cost of Care Survey, Sahuarita seniors pay an estimated $5,434 per month for in-home care. This is about $500 higher than the national median of $4,957 and about $100 higher than Arizona’s average rate of $5,339. Even so, local care costs are $1,200 lower than rates in Flagstaff, which are the highest surveyed in Arizona at $6,673. In Phoenix, seniors pay $5,958 for this type of care, and Yuma residents enjoy very competitive monthly rates of $4,290.
Sahuarita
$5,434
Arizona
$5,339
The United States
$4,957
Flagstaff
$6,673
Yuma
$4,290
Phoenix
$5,958
The Cost of Home Care vs. Other Senior Care Options in Sahuarita, AZ
Home-based care is among the costlier long-term care options in Sahuarita, with seniors paying $5,434 for basic home care and $5,482 for specialized home health care, which includes skilled nursing services. Assisted living, which offers comparable services in a residential community setting, is considerably more economical at $4,050 per month, and adult day care is the cheapest alternative at $2,058. Nursing home care is about $1,200 more than home care at $6,601 per month.
Home Care
$5,434
Home Health Care
$5,482
Adult Day Health Care
$2,058
Assisted Living
$4,050
Nursing Home Care (semi-private room)
$6,601
Note: Data for Sahuarita was unavailable, so data for the nearest city, Tucson, was used instead.
Financial Assistance for Home Care in Sahuarita, AZ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Sahuarita, AZ
Seniors in the Sahuarita region get information and support from several nonprofit agencies and programs. The following table highlights resources older adults can contact for help with accessing affordable care, learning more about veterans’ benefits and finding social and recreational programs in the area.
Resource | Contact | Service |
---|---|---|
Valley Assistance Services | (520) 625-5966 | Valley Assistance Services is a local nonprofit organization that distributes food, household cleaning items, paper goods and personal care supplies to income-qualifying individuals. The office can also help visitors complete applications for public benefits. |
Pima Council on Aging | (520) 790-0504 | Pima Council on Aging is a nonprofit organization that serves as the Area Agency on Aging for the Sahuarita region. This organization, which administers programs and services to those aged 60 and over, has options counselors who help older adults locate community-based services, such as home-delivered meals and transportation. |
Senior Valuation Protection Program | (520) 724-8630 | The Senior Valuation Protection Program lets qualifying seniors freeze the Limited Value of their property in 3-year increments. This results in lower annual property tax bills and may help older adults afford to remain in their homes. |
Pima Meals on Wheels | (520) 282-0688 | The Pima Meals on Wheels program provides home-delivered meals to those aged 60 and over who may otherwise have challenges with obtaining food. All meals are low in fat and salt, and they contain a third of the calories seniors need daily. |
Friends in Deed | (520) 625-1150 | Friends in Deed is a local nonprofit organization that provides free community services throughout the region, including durable medical equipment loans, transportation services and blood pressure screenings. It also hosts Friday Socials, which include free entertainment and refreshments. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
Joan
5.0
Review of Embrace In-Home Care
Embrace has met all my care needs since I got out of the hospital. Initially 24 care to split shift morning and evening. Transportation to and from medical appoints, to running errands. When...
Home Care
Anonymous_2377
5.0
Review of Embrace In-Home Care
They work with the schedule with me. I like the people.
Home Care
Anonymous_3147
3.0
Review of Embrace In-Home Care
I have gotten a consistent caregiver. Other times when they have a substitute, it's not so good. I think I just got lucky with the one I've got now. I would like to see the training on equipment...