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The 10 Best Home Care Agencies for Seniors in Paradise Valley, AZ for 2025
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Paradise Valley, AZ, residents and their loved ones rate In Home Care agencies across the 90 options below.
Home Care Services in Paradise Valley, Arizona
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"I highly recommend this agency. Mattie, the owner of the agency, is professional, knowledgeable, customer service oriented and committed to finding the right fit for their customer. Mattie listened to my parents needs and matched great caregivers bas..."
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On this page:
- Home Care Services in Paradise Valley, Arizona
- Paying for Home Care in Paradise Valley, AZ
- Financial Assistance for Home Care in Paradise Valley, AZ
- Free & Low-Cost Home Care Resources in Paradise Valley, AZ
- Determining Your Loved One’s Need for In-Home Care
- Guidelines for Talking About In-Home Care
- Frequently Asked Questions
Paying for Home Care in Paradise Valley, AZ
The Cost of Home Care in Paradise Valley, AZ
According to Genworth Financial’s 2021 Cost of Care Survey, home care in Paradise Valley has the same median cost as nearby Phoenix at $5,958 per month, above the state average of $5,339 and the national average of $4,957. Nearby Tucson is also cheaper at $5,434, while Yuma has one of the lowest costs in the area at $4,290, and Prescott Valley is in the middle of the pack at $5,053 per month.
Paradise Valley
$5,958
Arizona
$5,339
The United States
$4,957
Tucson
$5,434
Yuma
$4,290
Prescott Valley
$5,053
The Cost of Home Care vs. Other Senior Care Options in Paradise Valley, AZ
Home care and home health are both $5,958 per month. Home care provides personal care while home health includes medical assistance. Adult day health offers a secure environment during the day for a much lower price of $2,167, while an assisted living community costs around $3,975 for room and board and care. A semiprivate room in a nursing home is about $500 more expensive than home care, at $6,418.
Home Care
$5,958
Home Health Care
$5,958
Adult Day Health Care
$2,167
Assisted Living
$3,975
Nursing Home Care (semiprivate room)
$6,418
Note: Data for Paradise Valley was unavailable, so data for the nearest city, Phoenix, was used instead.
Financial Assistance for Home Care in Paradise Valley, AZ
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Paradise Valley, AZ
Paradise Valley seniors can take care of multiple needs through various programs and services offered by public and private agencies. These services are available for free or at a low cost and work toward improving the overall quality of life of older adults in the region.
| Resource | Contact | Service |
|---|---|---|
| Maricopa County Human Services Home Rehabilitation | (602) 506-3011 | The Maricopa County Human Services Department helps seniors make emergency repairs to their homes to address health and safety issues through zero-interest loans. Repairs may be made to electrical, plumbing and roofing systems. To be eligible, the individual must occupy the home in question, must live within Maricopa County, be a resident of the United States and must meet annual income limits. |
| Weatherization Assistance Program (WAP) | (602) 771-1046 | The WAP helps seniors with limited incomes reduce their home energy bill through weatherization upgrades to their homes. These upgrades may include adding insulation, repairing or replacing windows and doors, repairing or replacing old HVAC units and water heaters, making repairs to duct work and installing low-flow shower heads. |
| Utility Assistance Maricopa County | (602) 506-0589 | The utility assistance program helps seniors and individuals with limited incomes meet their home utility payments. The program makes payments directly to the utility company, and the amount of money available depends on donations. The household income for the past 30 days must be at or below 60% of the state average income. |
| Sun City Meals on Wheels | (623) 974-9430 | Sun City Meals on Wheels helps provide nutritious meals five days a week for those in the Sun City and Youngstown area. The organization also provides well checks and companionship and offers congregate meals at local senior centers. |
| Maricopa County Homestead Exemption | (602) 506-3406 | Seniors may apply for a $50,000 homestead exemption to reduce their annual property tax obligation. To qualify, the individual must use the home as their primary residence and have no other real estate. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
