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The 10 Best Home Care Agencies for Seniors in Anchorage, AK for 2024
Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Anchorage, AK, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 21 options below.
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Paying for Home Care in Anchorage, AK
The Cost of Home Care in Anchorage, AK
According to the 2024 Genworth Cost of Care Survey, home care agencies in Anchorage charge around $5,920 per month. This cost surpasses the national norm by about $200 but is well below the Alaska median of $6,292. It also compares favorably to rates in other Pacific Northwest cities, such as Mount Vernon, WA, where agencies charge around $8,580.
Anchorage
$5,920
Alaska
$6,292
United States
$5,720
Bellingham, WA
$8,294
Mount Vernon, WA
$8,580
Walla Walla
$7,207
The Cost of Home Care vs. Other Senior Care Options in Anchorage, AK
With monthly fees of around $5,920, home care ranks as the most affordable senior care solution in Anchorage. By comparison, seniors pay about $1,260 more for assisted living. Nursing home care costs run even higher at approximately $18,706, highlighting the financial benefits of receiving less intensive care at home.
Home Care
$5,920
Home Health Care
$6,578
Assisted Living Facility
$7,175
Nursing Home Care (semi-private room)
$18,706
Financial Assistance for Home Care in Anchorage, AK
Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.
- Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
- Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
- Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
- Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
- Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.
Free & Low-Cost Home Care Resources in Anchorage, AK
The city of Anchorage, charitable organizations and the state of Alaska all offer resources to help senior citizens live safely and comfortably. These programs are meant to ease financial burdens and connect seniors to the services they need, such as medical care, transportation or help finding in-home care. Each of the organizations below are available to provide assistance.
| Resource | Contact | Service |
|---|---|---|
| The Aging and Disability Resource Center | (907) 343-7770 | Anchorage's Aging and Disability Resource Center helps senior citizens understand and apply for financial aid available to them. Its staff can assess needs and eligibility to recommend the next steps for programs like Medicaid or long-term care assistance. The ADRC also supports emergency outreach services to prevent homelessness. |
| Senior and Disabilities Services | (907) 343-4284 | Anchorage's Senior and Disabilities Services oversee the city's ADRC office, as well as its two senior centers and the Senior Citizen Advisory Commission. Among other duties, it administers senior grants covering services like in-home care and adult day programs. |
| Alaska's Senior Benefit | (800) 478-7778 | Alaskan residents over the age of 65 may qualify for monthly benefits. These payments range from $76 to $250 based on income. There are no restrictions on how these benefits may be spent. Alaskan residents can apply in person, by mail, by phone or via email. |
| Habitat for Humanity Home Repair Program | (907) 272-0800 | Anchorage's Habitat for Humanity chapter is now accepting applications for its Home Repair Program. Residents can apply for a chance to receive community aid for necessary home renovations. Candidates are given preference based on demonstrated need, community spirit and their ability to contribute to the repairs. |
Determining Your Loved One’s Need for In-Home Care
Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.
Guidelines for Talking About In-Home Care
If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.
Frequently Asked Questions
Reviews of Care Providers Nearby
Home Care
tribecamom83
5.0
Review of Home Instead - Anchorage, AK
Home Instead has been an absolute Godsend for our family and Dad who lives 4,000 miles away. After my initial inquiry, Jayme showed up the very next day for an assessment, asked all the right...
Home Care
Pastrana Charreal
1.0
Review of Home Instead - Anchorage, AK
They sent unvaccinated caregivers to our loved one after agreeing to ONLY send vaccinated staff. Caregivers were consistently late, unskilled, and called off often. Communication with the office...
Home Care
akgranda
5.0
Review of Home Instead - Anchorage, AK
The company. Is very good at matching the client & caregiver. They are willing to make adjustments if the client & caregiver both agree to the changes. They are very responsive to requests for...