Who Qualifies for Home Health Care Financial Assistance in Texas?

To qualify for home health care financial assistance in Texas, an individual must be a U.S. citizen and legal resident, meet certain maximum income requirements and require home health care services of a medical nature. The program is designed to assist eligible individuals who require medical services in their home but are unable to afford them. Services could include skilled nursing, speech or occupational therapy, physical therapy following an injury or any other medical or professional service prescribed by a doctor. This does not include assistance such as meals being delivered or errands being run. Services must be medically necessary.

Because the cost of home health care can vary throughout the state, the income and asset restrictions for receiving financial assistance are based upon where you live in Texas and which program is offered. This typically means an individual’s income must fall below a certain threshold and assets don’t exceed specified limits.

If you find yourself in need of financial assistance for any home health care services, contact a local Department of Aging & Disability Services office or a local Medicaid office. They will be able to provide you with the necessary forms to apply. Learn more about home health care and the programs available to you. You might be eligible for more than one program. It’s best to explore all options until you find the match which suits your needs.

You can contact the Texas Health and Human Services Commission or visit its website to learn more about the application process and any documentation it requires. There are several home health agencies available to you right where you live, so be sure to find the one closest to you and request their help. They’ll be happy to assist you with financial aid and answer any questions you might have about the process.

There are several options available for those who need home health care but cannot afford it. Although this not an exhaustive list, it will at least get you started:

• Medicaid: a state and federal program which provides health insurance to low-income individuals and families. In Texas, home health services must be prescribed by a doctor.
• Medicare: a federal health insurance program for those over age 65 and with certain disabilities. Medicare also covers most home health services as long as they are medically necessary.
• Veterans Affairs (VA) benefits: veterans who have served in the military may be able to have these benefits cover home health care services.
• Long-term care insurance: insurance that provides coverage for ongoing home health care.
• Private pay: payment plans are available.

There are a lot of factors and variations when it comes to financial assistance. It’s best to research each option thoroughly and speak with a financial advisor or healthcare professional to determine the best course of action for your individual situation.