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Who Qualifies for Assisted Living Financial Assistance in Connecticut?
Date Updated: July 26, 2024
Written by:
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers
Connecticut’s Assisted Living Program provides financial assistance to all residents aged 65 or older who require help with activities of daily living and qualify for nursing home-level care. The program has no income limits; however, seniors with incomes over 200% of the Federal Poverty Guidelines are required to contribute to their care costs. In 2023, seniors who make more than $29,160 a year must pay a percentage of their income towards assisted living costs. Additionally, applicants must fall under the asset limits: In 2023, asset limits for individuals and married couples are $44,586 and $59,448, respectively.
Does Medicaid pay for assisted living in Connecticut?
Medicaid does not pay for assisted living directly, but Medicare recipients can apply for the Connecticut Department of Social Services’ Home and Community Based Services (HCBS) waiver to help pay for services like doctor’s visits, transportation and personal care at an assisted living community. Connecticut’s Assisted Living Program is also open to Medicare recipients who have a monthly income below $2,742.
Average assisted living costs in Connecticut
According to Genworth’s 2021 Cost of Care Survey, assisted living in Connecticut averages $5,129 per month. This is higher than the national average of $4,500 per month, although Genworth’s data shows that assisted living costs in Connecticut have decreased by 18.58% since 2020.