What Is Considered Low Income for Seniors in Oregon?

Seniors in Oregon are considered to be on a low income if they have an income of less than $914 per month as an individual or $1,371 as a couple. This is the threshold for claiming Regular Medicaid for the Aged, Blind and Disabled. Other Medicaid programs, such as the Home and Community-Based Services Waiver, have higher thresholds.

Income thresholds are based on a percentage of the Federal Poverty Level. These figures are reviewed annually to ensure state and federal benefits are awarded fairly and that recipients can cover the costs of essentials such as housing and medical care.

While the Aged, Blind and Disabled Medicaid program has relatively low-income allowances, other programs accept people on slightly higher incomes. The Home and Community-Based Services waivers, such as the Independent Choices Program, are open to seniors who require a nursing home level of care and are available to those with an income of $2,742 per month as an individual or $5,484 where a couple is applying together. This program is open to those who require a nursing home level of care but would like to access home health care services and other support to remain within the community.

Seniors whose income puts them above the limits for Medicaid may still be able to get some help with the cost of their care if they have extensive medical bills. Spenddown programs allow seniors to count their out-of-pocket medical expenses against their income, which could bring them within the limits of Medicare and other state-specific programs. Oregon seniors who are interested in learning more about these programs and other help that may be available in their area can contact their local Area Agency on Aging for advice.