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What Is Considered Low Income for Seniors in Montana?
Date Updated: July 26, 2024
Written by:
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers
An income of $13,590 before taxes is considered low for a single senior household in Montana. This limit increases to $18,310 before taxes for a household of two people or $23,030 before taxes for a household of three. Low-income seniors within these limits may be eligible for Montana’s Medicaid program, which can help them offset some of the long-term care costs.
What Assistance Is Available for Seniors on a Low Income in Montana?
Adults on a low income in Montana may qualify for financial assistance such as the state’s Medicaid program. Montana residents over 65 who meet the income requirements above will be eligible and may use the program to offset certain costs. While the program does not directly cover room and board for assisted living, it may be used for personal care costs, medication assistance and nursing care. If this is insufficient for seniors on lower incomes, other care options are available.
What Other Care Options Are Available for Seniors on a Low Income in Montana?
Seniors on a low income in Montana may wish to look for less expensive long-term care options such as adult day health care, the least costly option in the state. This is ideal for seniors living with a caregiver or a loved one who is unavailable throughout the day. Home health care agencies may be a more expensive option than assisted living. However, it can be a much more economical alternative to nursing home care.