.png&w=256&q=75){kind=small}
What Is Considered Low Income for Seniors in Indiana?
Date Updated: July 26, 2024
Written by:
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers
Low income for seniors in Indiana is $1,133 or less per month for a household of one, with a maximum of $2,000 in assets, according to state Medicaid requirements. The general overall poverty level for one person in the United States is an annual income of $12,880 less.
Seniors applying for home health care financial assistance can refer to Medicaid guidelines as stated above. Exact figures depend on household size. For example, the Medicaid income limit for aged, blind or disabled persons in Indiana for a two-person household is $1,526 and married couples may possess up to $3,000 in assets. Those who qualify for a state Home and Community Based Services Waiver (HCBS) can have an income of up to $2,382 per month.
Does Indiana Medicaid Pay for Home Health Care?
Indiana Medicaid does pay for home health care services for individuals who require nursing-level care and choose to remain in their own homes rather than moving into a facility. The Aged and Disabled (A&D) Waiver Program is for seniors in need of financial assistance for home health care. It covers home health care services and other services. Transportation, homemaking and specialized medical equipment are three of the many other services covered under this waiver.
Who Is Eligible for the Aged and Disabled Waiver?
Aged, blind and disabled individuals who receive Medicaid can be eligible for the A&D Waiver. Income must not be higher than 300% of Social Security Income (SSI) limits and seniors must require a nursing-level of care. The local Area Agency on Aging (AAA) performs the initial care evaluation and a case manager is assigned. These agencies also help with the application process if needed and can provide other resources and referrals to seniors and caregivers.