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What Is Considered Low Income for Seniors in Alabama?
Date Updated: July 26, 2024
Written by:
Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.
Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers
Seniors in Alabama are considered low-income if they earn $861 per month or less as a single person or $1,281 as a couple. This is for the purposes of the Medicaid and Social Security Income programs. Medicaid can be used to pay for home health care in Alabama. Low-income limits may be different for other programs in the state, such as Medicaid waivers, food assistance, Medicare savings programs and transportation.
Income and Asset Limits for Seniors in Alabama
To be considered low-income for the purposes of Medicaid, seniors in Alabama must earn $861 per month or less and own no more than $2,000 in assets. In some cases, certain assets may be deducted or exempted from the resource limit. Seniors must provide proof of their income when applying for a program as well as proof of any other conditions or qualifications required by state law, such as state residency and citizenship. Income limits for most state programs are based on Federal Poverty Guidelines and are subject to change.
Eligibility for Other Low-Income Programs in Alabama
Seniors who don’t qualify as low-income for Medicaid may meet requirements for Medicaid’s waiver programs or other benefits provided by the state and federal government. To receive as much as $281 per month in food assistance, seniors can earn up to $1,133 in net income. SenioRx provides prescription assistance for Part B beneficiaries who have maxed out their benefits. The following table provides additional details about the requirements of various programs in Alabama.
|
Program |
Income Limit Per Month* |
Resource Limit* |
|---|---|---|
|
Food Assistance |
$1,133 |
$2,000 |
|
Elderly and Disabled Waiver |
$2,523 |
$2,000 |
|
Independent Living Waiver |
$2,523 |
$2,000 |
|
Qualified Medicare Beneficiary |
$1,153 |
NA |
|
Specified Low Income Medicare Beneficiary |
$1,379 |
NA |
|
Qualified Individual |
$1,549 |
NA |
*For a Household Size of 1