Is There Government Assistance for Assisted Living?

Date Updated: July 26, 2024

Written by:

Rachel Lustbader

Rachel Lustbader is a writer and editor with a background in healthcare and technology. Her work has been published on websites including HealthCare.com, BiteSizeBio.com, BetterHelp.com, Caring.com, and PayingforSeniorCare.com. She studied health science and public health at Boston University.

Both of Rachel’s grandmothers had very positive experiences in senior living communities, and Rachel saw firsthand the impact that kind, committed caregivers and community managers can have on seniors’ and their family members’ lives. With her work at Caring, Rachel hopes to help other families find communities, caregivers, and at-home products that benefit elderly loved ones and make life less stressful for family caregivers

Several government assistance programs help pay for assisted living. Many states have Medicaid waiver programs that cover assisted living services. Each program has different eligibility requirements, but you may qualify if you have limited assets and income. Medicaid may pay for assisted living services, such as personal care assistance, nursing services and some health care expenses.

You can also explore state and local programs in your area. Many agencies offer financial aid, subsidies and grants to help older adults afford assisted living.

Do other federalprograms help pay for assisted living?

Supplemental Security Income provides financial assistance to older and disabled individuals with limited income and resources. While this federal program doesn’t directly pay for assisted living, you can use your benefits for living expenses.

Veterans and their surviving spouses may qualify for the Aid and Attendance Benefit, a part of the Veterans Affairs pension program. It covers assisted living for veterans who need help with daily activities.

Who qualifies for government assistance for assisted living?

Each program has specific requirements. If you aren’t sure how to navigate the application process or where to start, you can ask the agency, a health care professional or a social worker for help. Most programs require you to demonstrate financial and medical need.