.png&w=256&q=75){kind=small}
Does TRICARE for Life Cover Assisted Living Facilities?
Date Updated: July 26, 2024
Written by:
With over a decade of dedicated experience, Andrea Miller boasts an extensive background in healthcare writing and editing. Her expertise spans various facets of the healthcare industry, with a particular focus on nursing, senior care, Alzheimer’s disease, and public health. Andrea has also contributed her editorial talents to reputable publishers in the Philadelphia region, complementing her extensive freelance work.
Reviewed by:
Gene Altaffer has a Masters in Gerontology from the University of Southern California and has worked in many avenues along the continuum of long-term care, assisting thousands of clients and their families since 1995. He also sold long-term care insurance from numerous carriers while also assisting families with retirement planning. Gene helps seniors navigate their Medicare plans, ensuring they understand their benefits and options.
TRICARE for Life does not cover assisted living facilities. TRICARE defines assisted living as a community where individuals live independently with access to help with daily tasks, social activities, housekeeping, personal care, medication management and meals. If you have TRICARE insurance, it will not pay for these services.
Do other programs help veterans with assisted living?
The Veterans Administration has programs to help veterans with assisted living and other types of long-term care. If you sign up for a VA health plan, it will cover assisted living services such as help with daily activities, medication management and physical therapy. However, it doesn’t cover your rent or other nonmedical assisted living costs. The VA has its own assisted living facilities and approves some outside facilities for plan members.
If you’re a veteran, consider seeking Aid and Attendance benefits. This program provides a monthly stipend for qualified veterans who need assistance with daily activities, which may include services at an assisted living facility. The VA requires you to apply for this program either by mail or in person at your local VA regional office.