Does New Mexico Pay For In-Home Care?

New Mexico does pay for in-home care. However, there are limitations to what is covered and who qualifies for this aid. Eligible seniors may be able to get some assistance through Medicare and Medicaid for specific home care services. There are other programs that may help cover the costs of in-home care in New Mexico. Read on to see if you or a loved one qualifies for services available throughout the state.

While Medicare doesn’t typically pay for long-term nonmedical home care, some personal care services, such as help getting dressed or eating, may be covered under certain circumstances. Medicaid in New Mexico, on the other hand, covers home care under the Aged, Blind and Disabled program. This includes help with daily living activities, personal care assistance and home health care, as long as it’s provided by a licensed professional.

Known as Centennial Care, New Mexico’s Medicaid program offers the Community Benefit Waiver to help eligible seniors gain access to long-term care services to help maintain their independence without requiring nursing home placement. This waiver may include personal care assistance, adult day care, respite care and private duty nursing. Services are available based on individual needs. The Community Benefit Waiver allows eligible seniors to choose their own care provider, including family members. If you don’t qualify for full-coverage Medicaid, an allocation for the Community Benefit program may still be available. Contact the New Mexico Aging and Long-Term Services Department Aging and Disability Resource Center for more information regarding this program and how to apply.