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Nursing Home Communities in Harwich, Massachusetts

Located in Cape Cod, Harwich, Massachusetts, is a seaside town with a growing community of older adults. Nearly 35% of the town’s 12,142 residents are seniors aged 65 and older. Harwich has a good number of nearby medical centers and hospitals such as the Cape Cod Healthcare Urgent Care and the nonprofit Outer Cape Health Services.

Nursing homes are residential care facilities for frail seniors who need 24/7 assistance and supervision. These facilities provide the highest level of care outside a hospital. Skilled nursing staff are there to help older adults with medical needs and daily living necessities, such as bathing. Because nursing homes provide the highest level of support, they are also the costliest type of senior care. According to the Genworth Cost of Care 2020 Survey, the median cost for a shared nursing home room in Harwich is $13,326 per month. Other less expensive options for those who don’t need intensive care include home care providers and assisted living communities.

This page compares the cost of skilled nursing facilities in Harwich with the rest of the state and country. It also lists a few local services and programs that seniors in the area can access.

Directory of Nursing Home in Harwich, MA

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The Cost of Nursing Home Care in Nearby Cities

The cost for nursing homes in the state of Massachusetts at $12,623 is a lot higher than the national median of $7,756, and a shared room in a Harwich nursing home costs $13,326 a month, on average, which is $703 above the state median. Skilled nursing facilities in other state cities such as Boston ($13,383) are in a similar price range to Harwich, while the prices for semiprivate rooms in Worcester ($12,486), Springfield ($11,568) and Pittsfield ($11,102) are marginally more affordable. 

Harwich

$13,326

Massachusetts

$12,623

The United States

$7,756

Boston

$13,383

Worcester

$12,486

Springfield

$11,568

Pittsfield

$11,102

Nursing Home Costs in Harwich, Massachusetts

In Harwich, the monthly price for a semiprivate room is $13,326, while a private room costs $14,174, on average, per month.

Financial Assistance for Nursing Home Care in Harwich, Massachusetts

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

As nursing homes provide the highest level of senior care, they are also the most expensive option. People who don’t need close observation might consider first looking into more affordable types of care. Seniors can hire either home care or a home health care provider at an average monthly price of $6,002 and $6,101, respectively. Assisted living facilities offer limited supervision in residential sites at a monthly average price of  $6,338. Harwich’s cheapest senior care option is adult day health care at a median cost of $1,555 per month. 

Home care

$6,002

Home health care

$6,101

Adult day health care

$1,555

Assisted living

$6,338

Nursing home (semiprivate room)

$13,326

Nursing home (private room)

$14,174

Note: Data for Harwich was unavailable, so data for the nearest city, Barnstable, was used instead.

Free Resources for Seniors in Harwich, Massachusetts

There are several programs and services available to seniors in Harwich that can either help them delay moving into a nursing home or help with the cost of one. 

ResourceContactService
Harwich Council on Aging(508) 430-7550Seniors in Harwich can contact the Council on Aging for a robust list of services created to help delay the transition to a nursing home. The council provides advocacy services, information and referral and adult day care at the town’s senior center. 
Elder Services of Cape Cod and the Islands(508) 394-4630This Area Agency on Aging has an array of programs for seniors in Harwich. The Information & Referral line acts as the first point of contact between seniors, their caregivers and local services. The nonprofit manages the Meals on Wheels program, a caregiver support network and can determine whether seniors are entitled to Medicaid coverage for their skilled nursing placements. Additionally, the agency operates the local Long-Term Care Ombudsman program. 
Serving the Health Insurance Needs of Everyone(800) 243-4636The SHINE program is available to all seniors in the state who want to better understand and make informed decisions about their health insurance options. SHINE counselors can offer advice on enrolling with Medicare and other financial assistance available to low-income individuals. 
Legal Help for Elders(800) 342-5297This is a statewide program available to older adults aged 60 and over. Seniors can call the helpline for free legal advice on civil matters. Additionally, lawyers and paralegals can connect people with free or low-cost local legal representation agencies. 
MassHealth Coverage for Seniors who Need Long-Term Care Services(800) 841-2900MassHealth Coverage is the state’s version of the nationwide Home and Community Medicaid waiver. This program can help eligible seniors with the cost of nursing home placements and other long-term care options. 

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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