When trying to determine if it’s time for you or your loved one to move to assisted living, focus on indicators that it’s becoming difficult to complete ADLs, — and that living on one’s own has become unmanageable or unsafe. 

Some of these behaviors include: 

• Noticeable weight loss or increased frailty 
• Changes in one’s appearance, such as stained clothing or unkempt hair
• Recent accidents in the home (such as a fall) or while driving 
• Loneliness due to lack of companionship
• Bills and loans going unpaid and mail from creditors going unopened 
• Stale or expired foods in the pantry and refrigerator
• Broken appliances that your loved one used to use regularly 
• Signs of lax housekeeping such as a dirty bathroom or lots of clutter around the home 

If it does sound like it’s time for you or your loved one to move to assisted living, you can call (800) 558-0653 for free, personalized assistance finding the right community from one of our trained Family Advisors. 

As of 2023, the national average cost of assisted living is $4,459 per month. This can vary drastically depending on several factors: 

• Location: Costs vary significantly in different areas of the country. If you live in a high-cost-of-living area, expect to pay on the high end for assisted living. 
• Type of Community: While all assisted living communities provide assistance with ADLs, the “extras” can vary significantly. Luxury assisted living communities will have upgraded amenities and services like on-demand concierge or on-site golf courses, while affordable senior living communities will have fewer lifestyle services and may have older construction. Both can offer a great assisted living experience; it just depends on what your budget and priorities are. 
• Individual Services Needed: Some communities charge an extra fee for services that go beyond help with ADLs, such as physical and occupational therapy. 
• Cost Structure: Some ALFs charge an all-inclusive monthly fee, while others may charge for things like therapy services, group outings, or food, drinks or snacks eaten outside of mealtimes. Be sure to review a community’s cost structure in detail to understand the total cost. 

Because assisted living communities are not medical facilities, they are not covered by Medicare. Likewise, assisted living is not one of the covered services under standard Medicaid. However, many states offer Medicaid waivers, add-ons to standard Medicaid, that can help seniors pay for assisted living. Additionally, there are other ways to make assisted living more affordable, including: 

• Veteran benefits
• Long-term care insurance 
• Annuities
• Reverse mortgages
• Life insurance payouts 

If you’re looking for an assisted living community for yourself or a loved one, we can help. Caring.com’s expert Family Advisors provide no-cost, personalized advice and recommendations for care seekers like you. Call (800) 558-0653 to speak with an advisor and start the process of finding the right assisted living community for you. 

For guidance on what to look for in an assisted living community for yourself or a loved one, you can read our guide to How to Choose an Assisted Living Community. 

Or, if you’d like to start your search independently, you can use the module below to get started.