Finances

• Article - Power of Attorney for Finances: A Step-By-Step Guide

  This guide shows you how to set up a power of attorney, from figuring out if your parent actually needs one to choosing who will act as their agent.

• Article - Warning Signs That Your Parents' Finances Are Off Track

  Eight warning signs that your parents may need help with bill paying, financial planning, and daily money management.

• Article - Estate Planning Basics

  Estate planning manages money and property during life and passes it to survivors after death. Know what the basic estate planning documents can do.

• Article - Power of Attorney for Finances: A Beginner's Guide

  Power of attorney designates who handles financial affairs when your parent is incapacitated. This article covers the basics of power of attorney.

• Article - How to Deal With Theft by a Caregiver

  What you need to know to protect your parent from financial abuse and theft. Plus, what to do if a theft has occurred.

• Article - How to Protect Your Parents from Fraud

  Common financial scams that target the elderly -- and how you can help your parents avoid them.

• Article - Reverse Mortgages: A Beginner's Guide

  Reverse Mortgage: A Beginner's Guide. A free informative guide on reverse mortgages.

• Article - Medicare: A Beginner's Guide

  Medicare: A Beginner's Guide. What is Medicare? Who's eligible for Medicare? What's covered by Medicare? How much does Medicare cost?

• Checklist - 7 Questions to Ask an Estate Liquidator

  An estate liquidator can help your parents downsize. Find a reputable and effective agent who'll take care of your parents' possessions and emotions.

• Article - Meet Caring.com's Experts

  Caring.com's experts answer your questions on stroke, medicare, medicaid, in home care, home health care, finances, estate planning, diabetes, dementia, cancer, and more.

• Checklist - Family Meeting Agenda: How to Manage Friends and Family

  Use this agenda as a guide for a family (or friends) meeting on how to help your parent.

Blog Posts

• Blog Post - My mother is gambling away every last penny -- and her financial independence. What should I do?

  Since my father's death two years ago, my 75-year-old...

• Blog Post - I took the brunt of my dad's nastiness my whole life. Now I am his caretaker and I resent it.

  My dad has been a handful all his life -- prone to...

• Blog Post - Help! My mom's in hospice and my sister and I are arguing about her funeral.

  Our mom has said she wants to be cremated "so you don...

• Blog Post - How much say do I have in determining who is guardian over me and my affairs?

  Do I have any rights in determining my care and who...

• Blog Post - How Retirement Is Changing

  A rundown of emotional and financial issues facing current and future retirees.

• Blog Post - Insurance Coverage: Denied!

  What do you do when your parent's insurance company denies coverage for the care that his doctor has ordered?

• Blog Post - Seniors Hit Hard By Overdraft Charges

  High banking fees are hitting senior citizens hard, but seniors can protect themselves by monitoring their account online.

• Blog Post - The Adult Diaper Wars: A Call to Arms!

  A Canadian government official's threat to wear diapers triggers open talk of how to keep seniors who wear diapers comfortable and healthy.

• Blog Post - Parents Are From Venus, We're From Mars

  A simple online test promises to assess your "conversational relationship" with your parents. The bottom line: If you're not talking about the big stuff now, you'd better start.

• Blog Post - End-of-Life Financial Lessons Learned the Hard Way

  Francine Lipman, who teaches tax law, discovered that even she was ill-equipped to prepare herself for the financial realities of her mother's death.

• Blog Post - Millions Falling Into the Doughnut Hole

  Medicare Part D has a coverage gap, the doughnut hole, that forces millions of people to give up taking needed medications, according to a new Kaiser Family Foundation study.

• Blog Post - 10 Signs Your Parent Is Struggling Financially

  Financial problems may not be immediate apparent. Here are tell-tale warning signs that elders are feeling the need to cut back on their expenses.

• Blog Post - My mother gave power of attorney to her new husband, who is putting her life in danger. How can we get it away from him?

  My mother's new husband has power of attorney for her, but I feel he puts her life in danger. How can we get her to reappoint power of attorney?

• Blog Post - Memory Trouble? Don't Assume It's Alzheimer's

  Memory loss isn't always Alzheimer's: a review of types of memory loss

• Blog Post - To Protect Seniors in Natural Disasters, Talk About It Beforehand

  Communication is key in protecting seniors in natural disasters.

• Blog Post - My brother won't share financial information about our dad's assets, and it's tearing the family apart.

  My brother has durable power of attorney for my dad...

• Blog Post - I was the beneficiary of my mother's trust deposit until that was changed to her husband's name a couple of months before she died -- and I think it was done illegally.

  My mother moved from Orlando (where I live) to Miami...

• Blog Post - Reverse Mortgages: Looking for Trouble?

  Reverse mortgages--a loan for people ages 62 and older...

• Blog Post - Should Family Members Who Provide Alzheimer's Care Be Paid?

  Paying family caregivers is controversial and has pitfalls to beware of if you go this route.

• Blog Post - Going For Broke? Seniors Turn to Newer Loans To Avoid Cash Crunch

  Seniors hurt by the tough economy are raising money using reverse mortgages, life insurance settlements and 401k loans. In exchange for up-front cash, your parent may lose future equity or investment gains, so help them make smart money choices.

• Blog Post - Falling: A Deadly Problem Helped by Prevention

  Falls are a deadly problem that can be helped through prevention.

• Blog Post - Do Parents With Dementia Need a "Sexual Power of Attorney"?

  New questions about the sexual rights of elders with dementia.

• Blog Post - Assisted Living in Challenging Times -- Planning Is the Key

  Assisted living faces rising costs and other pressures, which makes planning for assisted living both challenging and necessary.

• Blog Post - I constantly feel guilty because no matter how much I do for my parents, I know it's never enough.

  My mom has advanced Alzheimer's and my dad is 92 and...

• Blog Post - My mother's growing needs are putting a strain on my marriage, and I find myself wondering which will fall apart first -- her, my marriage, or me. What can I do?

  Since my dad died five years ago, my mother has had...

• Blog Post - Should I be responsible for my father's funeral bill when he never paid child support for me?

  My parents have been divorced for more than 20 years...

• Blog Post - New Type of Loan Turns Insurance Policies into Cash

  A new type of loan will allow older adults to borrow against their life insurance policy.

Questions & Answers

• Question - Where can I get financial assistance for monthly expenses we...

  This question has been answered by a Caring.com Expert

• Question - How old must a child be to get money at a parent's death?

  Money left to a minor will usually be managed by an adult until that child legally becomes an adult, too.

• Question - How do I get my dad to stop taking questionable financial advice from his friends?

  This question has been answered by a Caring.com Expert

• Question - How can I convince my parents to accept my financial help?

  This question has been answered by a Caring.com Expert

• Question - My husband has Parkinson's and dementia, how can I get him to turn the finances over to me?

  Unanswered. Can you help?

• Question - Does a living trust protect money from Medicaid consideration?

  Will putting money in a living trust protect my parent's money and help her get Medicaid? No, Medicaid considers money in a living trust an asset.

• Question - How can I get financial help for things like a ramp and hand rails to accomodate my disabled mother who now lives with me?

  Unanswered. Can you help?

• Question - Any suggestions for talking to my father, who has Alzheimer's, about his finances?

  This question has been answered by a Caring.com Expert

• Question - How do you get financial help if you are between 55 and 60 years old?

  A few government financial benefits are available to someone under age 60.

• Question - Can my parent give durable power of attorney for healthcare to one child, and durable power of attorney for finance to another?

  Can my parents give one child durable power of attorney for healthcare and one durable power of attorney for finances? Power of attorney can be split.

• Question - From what money are final expenses paid first?

  This question has been answered by a Caring.com Expert

• Question - What's the emergency procedure for obtaining durable power of attorney for finance or health care?

  What's the emergency procedure for obtaining durable power of attorney for finance or health care? Get answers on obtaining durable power of attorney.

• Question - Where do I get financial help for my 88 year old mother?

  A senior with low income and assets can qualify for SSI benefits of $600 to $800 per month, Medicaid and a very low-cost prescription drug plan.

• Question - How can I be sure my nephew, who has POA for my sister and her husband's finances and health care, is properly using their assets?

  Unanswered. Can you help?

• Question - Can a parent revise or revoke a durable power of attorney for healthcare or finances?

  Can my parent revise or revoke his durable power of attorney for healthcare? He can revise his durable power of attorney if he's of sound mind.

• Question - My dad qualifies for Medicaid but they say my mother makes too much. Any advice on how to deal with this financial problem?

  Unanswered. Can you help?

• Question - what financial steps should I take to both protect my wife as she progresses and steps of Alzheimer's?

  This question has been answered by a Caring.com Expert

• Question - Can a Wisconsin resident disinherit a spouse?

  If a will does not mention a surviving spouse, the law will likely look at the document carefully -- and make some assumptions giving the survivor a share.

• Question - How can we talk to my mother in law about her numerous purchases from TV shopping networks?

  Unanswered. Can you help?

• Question - Will there be any difficulty withdrawing funds from joint accounts that my mother and I share?

  This question has been answered by a Caring.com Expert

• Question - If a couple is separated but own a house jointly, does one filing bankruptcy affect the other's financial affairs?

  This question has been answered by a Caring.com Expert

• Question - Can my mother help pay for her grandchildren's education and still qualify for Medicaid?

  Will a parent risk Medicaid benefits by helping with grandchildren's education? It's essential to consider whether Medicaid will be lost this way.

• Question - What are reverse mortgages?

  This question has been answered by a Caring.com Expert

• Question - What help is available to pay for prescription drugs?

  Can your parent get financial help to pay for prescription drugs? Does Medicare cover drugs, or are there other ways to get help paying for prescriptions?

• Question - If I'm the partner on a friend's checking account, is it legal for me to distribute the funds after death?

  My friend and I had a joint checking account before he died -- he added me to his account. Can I distribute the funds from our joint account now?

• Question - What documents does Medicaid ask for from an applicant?

  Medicaid asks applicants about all income and assets of any type, as well as support from others and any transfers of property within five years.

• Question - Can you get financial aid for a caregiver?

  You may need financial aid to hire a caregiver for a parent, whether he needs hospice or home care. Do Medicare or Medicaid offer financial aid?

• Question - How can my grandparents protect their assets from the costs of paying for care?

  Unanswered. Can you help?

• Question - How can I find agencies that will offer me financial help?

  This question has been answered by a Caring.com Expert

• Question - Am I responsible for my parent's debt?

  Am I responsible for my parent's debt? I recently discovered that my father has several thousand of dollars of debt. Are parent debts transferable?

• Question - Will it cost any money to sign a home over to a non-relative or will they have to pay an inheritance tax?

  Unanswered. Can you help?

• Question - How can I get the addresses of the properties belonging to my parents after their passing?

  This question has been answered by a Community Member

• Question - Do we need a court order for the bank stating my mother is unable to handle her financial affairs any longer?

  Unanswered. Can you help?

• Question - What are annuities and do they make sense for someone over 80?

  This question has been answered by a Caring.com Expert

• Question - When should my husband relinquish the checkbook?

  This question has been answered by a Caring.com Expert

• Question - With both my parents in the hospital, how can I pay their bills?

  This question has been answered by a Caring.com Expert and a Community Member

• Question - How do I make sure my mother's personal information travels with her?

  This question has been answered by a Caring.com Expert

• Question - How do I set up a conservatorship for my mother?

  This question has been answered by a Caring.com Expert

• Question - How can I stop nephews and nieces from driving my elderly mother into financial ruins?

  Unanswered. Can you help?

• Question - How do we preserve my deceased father's estate when my mother remarries?

  To find out whether you are slated to get family property when your mother remarries, you have to look at the underlying estate plan.

• Question - What kind of financial aid programs are available to full-time caregivers?

  Family caregivers can get paid to take of a parent by the Cash and Counseling or similar state program for low income seniors.

• Question - What documentation do I need to enable the companies to discuss her accounts with me?

  This question has been answered by a Caring.com Expert

• Question - How much money is allotted for burial services?

  How and how much a public conservator will pay for burial services depends on where you live.

• Question - What if we suspect a trustee is mismanaging a trust?

  Family dynamics can make it hard to figure out whether a trust is being properly administered, or whether there is some type of illegal undue influence.

• Question - What would be a reasonable bonus to pay a home health care worker who has taken care of an ill parent after that parent has passed away?

  This question has been answered by a Community Member

• Question - How should my father balance estate planning, tax planning, and Medicaid planning?

  This question has been answered by a Caring.com Expert

• Question - Is a Medicaid annuity a scam?

  This question has been answered by a Caring.com Expert

• Question - If I have durable power of attorney for my father, can I stop him from giving money to a relative who is taking advantage of him?

  Unanswered. Can you help?

• Question - What tax issues should we be aware of when my dad cashes in his saving certificates and retirement CDs?

  Unanswered. Can you help?

• Question - Are there financial benefits available to a primary caregiver?

  A caregiver who becomes a certified home care aide could receive small benefits from Medicaid, or be paid from long-term care insurance.

• Question - Do CDs in trust count in determining Medicaid eligibility?

  Medicaid counts a CD in trust as an asset if revocable trust, and counts for nursing home coverage if put in irrevocable trust in past 3 or 5 years.

• Question - As my father's guardian, am I responsible for his financial needs if he is unable to meet them?

  There are a few situations in which a guardian or conservator may be personally liable for debts, but they are rather rare and obvious.

• Question - What kind of financial aid programs are available to full-time caregivers?

  You might get paid to take of your spouse by the Cash and Counseling or similar state program for people with low income and assets.

• Question - How does Medicaid handle dementia patients that are unable to make financial decisions?

  This question has been answered by a Caring.com Expert and a Community Member

• Question - What can I do to get my money from a trust fund?

  You may have to take legal action to get a stubborn trustee to live up to his or her duties.

• Question - Do I really owe the assisted living center money, although my grandmother never stayed there?

  Unanswered. Can you help?

• Question - Any financial aid to help us care for Mom full-time?

  Family caregivers can get paid to take of a parent by the Cash and Counseling or similar state program for low income seniors.

• Question - What financial help is available for caregiver who had to...

  This question has been answered by a Caring.com Expert

• Question - What do I need to know before I sign a nursing home contract?

  This question has been answered by a Caring.com Expert

• Question - Will Medicaid or Medicare help pay for my mother's long-term care?

  Will Medicaid or Medicare help pay for my mother's long term care? Medicare will cover 100 days in a nursing home if certain qualifications are met.

• Question - Will my current wife still be able to collect survivor benefits after I die if my ex-wife holds a lien against my finances?

  Unanswered. Can you help?

• Question - What kind of information do I need to gather in order to file my grandfather's income taxes or do I even need to do that?

  Unanswered. Can you help?

• Question - What financial help is available for caregivers who had to quit their jobs?

  Does financial help for caregivers exist when they give up a job to help? Not from the government, but other kinds of financial help are available.

• Question - What is my mother's legal obligation to pay donation pledges she has given over the phone?

  There are some ways to cut back on hectoring calls from charitable organizations--and guidelines about whether a person must make good on pledges.

• Question - How do I handle finances when I share POA with my sister and both parents have dementia?

  This question has been answered by a Caring.com Expert

• Question - What are the risks with reverse mortgages?

  This question has been answered by a Caring.com Expert

• Question - Is there someone I can hire to handle my father's finances due to his dementia?

  Unanswered. Can you help?

• Question - How should my mother decide when to file for Social Security?

  Is it best to file for Social Security benefits early, at age 62, if a parent needs money or wait until 65 or 67 to file for Social Security benefits?

• Question - How do I help my elderly mother deal with the loss of her pets?

  When someone moves into assisted living, does he have to give up his pets? If so, what should you do with his pets once he moves into assisted living?

• Question - Is my father responsible for money borrowed on his credit card?

  This question has been answered by a Caring.com Expert

• Question - Can I be held responsible for my mother's medical bills?

  This question has been answered by a Caring.com Expert

• Question - Financial Aid for Caregivers?

  I am caring for my parents and need to be home with them day to day. Is there any financial aid that I can get since I will have lost my income?

• Question - How can we persuade my mother, who's caring for my dying father, to bring in hospice help?

  This question has been answered by a Caring.com Expert

• Question - Should I interfere in my mother's social life if she has Alzheimer's?

  This question has been answered by a Caring.com Expert

• Question - What is the difference between a guardianship and a conservatorship?

  Whether there is a difference between a conservatorship and guardianship may depend on where you live.

• Question - How do you declare an elderly parent incompetent?

  While you may need to provide the evidence, the decision of incompetency usually comes from a doctor’s pen.

• Question - If you receive money from an estate in trust for another individual, who pays the income tax on it?

  Hiring a professional for help with figuring tax rates and exemptions for trust income may be money well spent.

• Question - What do I need to apply for Medicaid for my mother, for whom I'm guardian?

  To apply for Medicaid, you need records of income and assets. If it's for nursing home care, you need financial transactions from the past 5 years.

• Question - How do we deal with our brother who is seeking guardianship over our mother?

  Unanswered. Can you help?

• Question - Does any government program pay for assisted living?

  Does Medicaid pay for assisted living? Medicaid pays for assisted living instead of a nursing home if you're lucky enough to live in the right state.

• Question - Can I take classes and become certified for home care for my mother?

  This question has been answered by a Community Member

• Question - Who are the best long term care providers and reverse mortgage companies?

  Who provides the best long term care and the best reverse mortgage? Finding the best long term care and reverse mortgage for you takes some research.

• Question - How can I get out of half-ownership of property my parents left to me in a living trust?

  When disposing of property in a trust, you are constrained to dealing with it as the trust document specifies.

• Question - How can we protect our elderly mother from being taken advantage of?

  If you're sure that it's money and not love that is prompting an alleged suitor to call on your mother, act quickly to avoid financial scamming.

• Question - What is the difference between assisted living and nursing home?

  This question has been answered by a Caring.com Expert

• Question - How can I get my brother to help with Alzheimer's care?

  This question has been answered by two Community Members

• Question - Do I Need Medicare Part D If I Have Blue Cross/Blue Shield from work?

  You may not need a Medicare Part D drug plan, and won't be penalized for not signing up, if you have employer-sponsored drug coverage.

• Question - Where can I get free legal advice for elder law?

  Unanswered. Can you help?

• Question - Who is responsible for my brother, who has severe dementia, if the nursing home asks him to leave?

  A court-appointed guardian or conservator may be the best option when there is no one else willing and able to take on caretaking duties.

• Question - Does self-help software produce legal documents?

  Some self-help law products produce perfectly legal documents. The key is to shop wisely -- and you can always use a lawyer as a backup.

• Question - How can I reconcile the debt of my late father?

  This question has been answered by a Caring.com Expert

• Question - What rights do I have as a healthcare agent?

  This question has been answered by a Caring.com Expert

• Question - Should I sign a payment agreement with my mother's rehab center?

  This question has been answered by a Caring.com Expert

• Question - What's an assisted-living community fee and how much is it?

  This question has been answered by a Caring.com Expert

• Question - What legal rights to do grandchildren have in determining whether grandma is fit to live alone?

  This question has been answered by a Caring.com Expert

• Question - my husband doesnt understand severe fibromyalgia and how my...

  Unanswered. Can you help?

• Question - My mom has been mis-diagnosed and a couple of weeks ago her...

  Unanswered. Can you help?

• Question - Can SSI/Medicare/Medical/Hud Section 8 look for repayments of benefits paid to date, when I am no longer eligible for benefits going forward?

  This question has been answered by a Caring.com Expert

• Question - What short-term in-house care options when caregivers need to go out of town?

  Some guidance for those seeking temporary in-house care for their aging parent.

• Question - Is there any way I can find out on my own if a family member really has the power of attorney that they claim to have?

  Unanswered. Can you help?

• Question - My Mother lives in Michigan, she wants me to relocate back...

  This question has been answered by a Caring.com Expert

• Question - Who is meant to receive our brother's inheritance if he can't be found?

  Unanswered. Can you help?

• Question - What is the difference between power of attorney and a conservatorship?

  This question has been answered by a Community Member

• Question - How do I find out if I will inherit property?

  It may take a little time and forbearance -- or a brash inquiry -- to find out whether you're slated to get property by trust or will.

• Question - What's the difference between a guardianship and a conservatorship?

  What's the difference between a guardianship and a conservatorship? I want to know because my elderly parent refuses to sign a power of attorney.

• Question - How can we keep from selling my mother's home to pay for her final expenses?

  Unanswered. Can you help?

• Question - What is maximum income a widow can make to receive her husband's Social Security?

  As a widow, can I collect my spouse's Social Security though I have an income? If you're at retirement age, you can collect his full Social Security.

• Question - How can I get my brother to help out more in caring for our mother?

  Ideas for how to handle sibling rivalries and misunderstandings between sibling caregivers.

• Question - What are my legal options if they refuse to cooperate with my suggestions for Mom's care?

  Unanswered. Can you help?

• Question - How do we decide between a reverse mortgage for my father or a personal loan from me?

  This question has been answered by a Caring.com Expert

• Question - If I hire an aide for my father should I be responsible for payments?

  This question has been answered by a Community Member

• Question - Have there been any new VA widow's pension laws passed since 2007 that would require my mom to pay back what she's already gotten?

  This question has been answered by a Caring.com Expert

• Question - What are the tax implications for the beneficiaries of my father's IRA and joint stock/mutual fund accounts when he passes away?

  This question has been answered by a Caring.com Expert

• Question - Is guardianship recognized across state lines?

  It's most important that a guardian or conservator know the best interests of the person who needs help, but practical problems can arise where there is a geographical divide.

• Question - What are restrictions on bringing parents to the US for long term care?

  Advice on moving aging relatives to America. Finding culturally specific senior housing.

• Question - Which forms do insurance companies and Medicare require in order for me to become a Patient Advocate for my elderly father?

  Unanswered. Can you help?

• Question - What can I do if I think the trustees are acting illegally?

  When a trustee is acting illegally, you may have no choice but to hire legal help to right the wrong.

• Question - Are powers of attorney different from state to state?

  Life -- and dealing with powers of attorney -- might not be as confusing if all state laws were identical. But they're not.

• Question - How do I protect my parents' home from being taken by the state if they ever need public aide?

  This question has been answered by three Caring.com Experts

• Question - Am I entitled to property from my brother's estate if both of my parents are alive?

  Whether a sibling is entitled to another sibling's property at death may depend on whether or not there was a will in the picture.

• Question - Can a person get paid for caring for their parents in their parents' home?

  A family caregiver can get paid to take of parents by the Cash and Counseling or similar state program for low income seniors.

• Question - My grandmother will need to file for Medicaid soon due to...

  This question has been answered by a Caring.com Expert and a Community Member

• Question - Any advice on how to handle a situtaion where my father's caregiver is taking advantage of the situation?

  This question has been answered by a Community Member

• Question - My father is withdrawing money from his accounts but can't remember where he's spending the money. What can I do?

  This question has been answered by a Caring.com Expert

• Question - Is there a program that will pay me to care for my dad if I quit my job?

  This question has been answered by a Community Member

• Question - What are some budget-friendly ways to keep my mom safe during bathing?

  This question has been answered by a Caring.com Expert and a Community Member

• Question - How do we deal with the expenses associated with the cost of burying my mother when her life insurance policy doesn't cover everything?

  This question has been answered by a Caring.com Expert

• Question - How do we deal with my brother who has taken over our mother's life and finances, convincing her we don't care anymore?

  If a personal visit doesn’t work to sooth ruffled family feathers about caretaking, the next stop may be court for a guardianship.

• Question - What will happen to my brother's share of inheritance if he cannot be found?

  If a beneficiary cannot be located when a will is probated, the property will go to back-up takers in a particular order.

• Question - Are guardians required by law for mentally incompetent elders?

  There has to be some pretty good evidence of neglect or mismanagement before a court will require a legal guardian or conservator.

• Question - How do I get my husband signed up for Medicare Part D?

  Medicare Part D drug coverage is very inexpensive for people eligible for Medicaid and in nursing homes.

• Question - Is there a time limit on making a revocable trust before entering a nursing home?

  A revocable trust does not protect assets from consideration by Medicaid regarding eligibility for nursing home coverage.

• Question - How soon after my parent's death do I need to begin administering her will, and what's involved?

  How soon after my parent's death do I need to administer their estate and other financial affairs? What other legal matters should I be aware of?

• Question - is it a good idea to put your IRA in a revocable living trust?

  Should I put my IRA in a revocable trust? There are good reasons to put an IRA in a revocable living trust. For one, a revocable trust avoids probate.

• Question - Can I get irrevocable power of attorney over my brother who abuses drugs?

  This question has been answered by a Community Member

• Question - My mom, who cares for my dad with Alzheimer's, has developed a gambling problem. How can I help?

  My father has Alzheimer's and my mother is his primary caregiver. She has developed a serious gambling problem. How can I help?

• Question - Does stress affect my parent's blood sugar levels?

  My mom is diabetic and has a tendency to get upset and anxious. Does stress have an impact on her blood sugar level, and if so, what can I do to help?

• Question - What's a Totten Trust and how does it work?

  This question has been answered by a Caring.com Expert

• Question - How do I get a power of attorney without my parent's signature?

  To prevent fraud and be sure that a power of attorney is just what is needed and wanted, the law usually requires your parent to sign it before it will take effect.

• Question - Am I responsible for my father's debt after his death?

  Unanswered. Can you help?

• Question - Can my mom try out an assisted-living home before she commits to it?

  Is it possible to try out assisted living before committing to it? Yes, some assisted living homes allow people to live there for a short time first.

• Question - How do I encourage my mom to continue to want to live?

  When giving up is “all in the mind,” there may be clinical help, but you may also simply have to accept the process.

• Question - Should I get a reverse mortgage or a bank loan for my elderly folks?

  This question has been answered by a Caring.com Expert

• Question - Who is responsible for the final costs of my almost ex-husband?

  This question has been answered by a Caring.com Expert

• Question - Can I amend a life estate?

  Before amending a life estate, consider the possible drawbacks of the arrangement.

• Question - My father died 4 years ago.Iam his only child that he had.I...

  Unanswered. Can you help?

Tips & Reflections

• Tip - For Long-Term Income, Opt for an Insured Reverse Mortgage

  Many private reverse mortgages aren't insured...

• Tip - Make Sure Your Parents Sign Up for Medicare at Age 65

  Even if your parents have private healthcare insurance...

• Tip - Little-Known Veterans Benefit Can Pay for Your Parent's Nursing Home

  A little-known Veteran's Benefit might help pay for nursing home care and other medical expenses. Learn what it is, how to qualify and apply.

• Tip - Beware of prepayment plans

  Never pay in advance for funeral goods and services. Here's why not, and why a Totten trust is a better way to save for funeral expenses.

• Tip - Dead Box

  My grandparents kept a box with all their end-of-life...

News

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  TUESDAY, Oct 23 (HealthDay News) -- Although it can...

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  FRIDAY, April 11 (HealthDay News) -- Stanford researchers...

• News - Clinical Trial Volunteers Uneasy About Some Financial Ties

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